Associate Underwriting & Risk Analyst (Hybrid)

Cigna Health and Life Insurance Company; Glasgow; Hybrid; GBP 32,000 - 52,000; Full time

Benefits offered by this job

Hybrid working environment

Private Medical Insurance

Educational Development Program

Competitive salary

Employee Wellbeing Benefits

Job summary

Cigna Healthcare is seeking a Risk and Underwriting Associate Analyst in Glasgow to support new business quotes and renewals across the SME book. You will assess financial risk, monitor performance, and collaborate with Sales, Client Management and other departments to discuss and negotiate terms.

You will develop understanding of the international unit and contribute to risk analysis, portfolio performance and reporting.

Qualifications

• Strong numerical ability and risk assessment mindset.
• Excellent negotiation and influencing skills.
• Well organised with good time management and attention to detail.
• Clear communication and ability to adapt in a fast-paced environment.

Responsibilities

• Perform and review case-specific risk assessments within GEH, identifying financial risks to support underwriting decisions.
• Negotiate terms with Sales and Client Management to support new business and renewal activity.
• Monitor account earnings plans to support growth and profitability.
• Analyse portfolio performance and provide detailed feedback to support effective portfolio management.
• Support Experience Underwriters with large group cases and manage complex schemes, including partnerships, top-ups and combined propositions.
• Mentor junior team members and support their development.
• Provide monthly reports to key stakeholders and work across relevant departments to support effective delivery.

Skills

Numeracy

Negotiation

Organisation

Attention to detail

Communication

Problem identification

Job description

Cigna Healthcare is seeking a Risk and Underwriting Associate Analyst in Glasgow to support new business quotes and renewals across the SME book. You will assess financial risk, monitor performance, and collaborate with Sales, Client Management and other departments to discuss and negotiate terms.

You will develop understanding of the international unit and contribute to risk analysis, portfolio performance and reporting.