Associate Director, Trade & Working Capital Structuring

Lloyds Banking Group; Greater London; Hybrid; GBP 120,000 - 180,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

Wellbeing initiatives

Parental leave

30 days holiday

Job summary

Lloyds Banking Group in London is seeking an Associate Director to join the Structuring team within Transaction Banking Solutions. You will support the structuring and execution of complex Trade and Working Capital solutions for corporate clients.

Working with coverage, sales, product, operations, risk and legal, you will develop commercially viable proposals, run financial modelling and drive successful completions from structuring through to closing.

Qualifications

• Experience shaping, structuring and executing customised transactions for corporate and/or financial institution clients.
• Strong financial modelling skills across different transaction structures.
• Knowledge of credit, legal documentation and product governance.
• Ability to coordinate across coverage, sales, product and risk teams.

Responsibilities

• Act as a client-facing structuring partner to shape trade and working capital proposals.
• Develop transaction structures and term sheets across trad e finance products.
• Lead due diligence and financial modelling for opportunities.
• Engage implementation, operations, risk and legal teams early for readiness.
• Prepare analysis and materials for approvals, including credit considerations.
• Provide input to underwriting and credit decision processes, escalate issues.
• Coordinate structure through approval, execution and handover to delivery.
• Capture market insights to improve structuring practices and mentor juniors.

Skills

Transaction banking

Trade finance

Working capital

Asset-backed lending

Securitisation

Asset finance

Credit underwriting

Structuring

Financial modelling

Education

Treasury/finance qualification

Job description

Lloyds Banking Group in London is seeking an Associate Director to join the Structuring team within Transaction Banking Solutions. You will support the structuring and execution of complex Trade and Working Capital solutions for corporate clients.

Working with coverage, sales, product, operations, risk and legal, you will develop commercially viable proposals, run financial modelling and drive successful completions from structuring through to closing.