ASSISTANT RELATIONSHIP MANAGER - Corporate Banking

HR GO Recruitment; London; On-site; GBP 40,000 - 60,000; Full time

Job summary

An established industry player is seeking an Assistant Corporate Banking Relationship Manager to oversee commercial real estate relationships in the UK. This role is pivotal in managing new and existing client portfolios, ensuring compliance with credit policies, and assisting in complex transactions. The successful candidate will demonstrate a strong grasp of risk management and credit policies while working closely with various internal departments to facilitate smooth operations. If you have a passion for real estate finance and a knack for relationship management, this opportunity could be your next career move.

Qualifications

• Min 2-3 years experience in corporate banking or real estate finance.
• Strong understanding of credit policies and risk management.

Responsibilities

• Manage commercial real estate relationships and support complex transactions.
• Monitor non-performing loans and assist with loan recovery strategies.

Skills

Commercial Real Estate Management

Credit Policy Knowledge

Risk Management

Loan Recovery Strategies

Client Due Diligence (CDD)

Education

Relevant Degree in Finance or Business

Tools

Banking Systems

Compliance Management Software

Job description

Job Reference: 271269

Banking

City of London, London, England

Permanent

Assistant Corporate Banking Relationship Manager - UK Real Estate

• The role will involve managing new and existing commercial real estate relationships (UK transactions), as well as supporting the SRM in complex transactions, to support the successful delivery of business opportunities in line with budget, risk appetite, risk return measures, policies, procedures, regulations and strategy.
• Assisting with the monitoring of non-performing loans including instructing solicitors, receivers, administrators and other third parties. This will include arrears management and recommending strategies for loan recovery.
• Demonstrate a sound knowledge and understanding of credit policy with an ability to identify and manage risks appropriately for both new and existing loans, together with all AML, operational, conduct, data protection, IT and other related risks.
• Responsible for monitoring the provision of Compliance Certificates and other Information Undertakings for the assigned portfolio, including maintaining an active diary system, proactively requesting information from Borrowers, and updating the portfolio log upon receipt. Raising any identified non-compliance, anomalies, and other important information with the assigned SRM promptly.
• Responsible for completing Annual Credit Reviews of facilities (to be reviewed by the assigned SRM prior to submission) within the deadlines set by the Credit Risk Department.
• Assist the assigned SRM with the completion of Credit Applications and Credit Rating Models as directed.
• Responsible for completing the Transaction Completion Process post credit approval, to ensure all facilities are correctly documented, booked, and drawn in the Bank's systems.
• Liaising with third party legal, valuation, and project monitoring firms as directed by the assigned SRM.
• Completing the Bank's pre-signing procedures as appropriate and arranging the signature of documents by the Bank's signatories.
• Overseeing the onboarding and completion of Client Due Diligence (CDD, "KYC") with the assistance of the CDD Department.
• Manage the timely completion of CDD reviews within the deadlines stipulated by the CDD Department.
• Completion of basic Credit Memorandum (such as short-term extensions or waiver requests) as directed by the assigned SRM.
• Liaise closely with other internal departments such as Credit Risk Department and Global Loans Syndication to ensure the smooth daily running of the portfolio, referring to the assigned SRM for guidance as necessary.

Min 2 - 3 years Experience

For more information please contact Michelle Ings office 01708 220023 or email [e-mail] for more detailed job description.