Assistant Relationship Manager - Real Estate Finance

JR United Kingdom; City Of London; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading Challenger Bank is seeking an Assistant Relationship Manager for their Real Estate Finance division in London. The role involves critical assessment of projects, financial reviews, management of KYC requirements, and excellent client interaction. Ideal candidates will have considerable experience in financial services and outstanding communication skills.

Qualifications

• Over 3 years of experience in a similar role.
• Experience in financial services, preferably in a fast-paced environment.

Responsibilities

• Review and assess project and corporate information from customers.
• Conduct financial viability analysis using proprietary appraisal models.
• Prepare credit papers and facility letters in compliance with approvals.

Skills

Analytical mindset

Organizational skills

Excellent communication

Credit writing

Education

University degree or equivalent

Job description

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Assistant Relationship Manager - Real Estate Finance, London (City of London)

Job Description:

My client is an established Challenger Bank with a successful Development Finance business.

Responsibilities:

• Review and critically assess all project and corporate information provided by prospective customers, ensuring completeness and accuracy.
• Conduct thorough financial reviews and viability analysis of new business opportunities using the Bank’s proprietary Appraisal Model, ensuring speed and accuracy.
• Accompany Lending Directors on site visits and client meetings, taking detailed notes and ensuring follow-up on action points.
• Prepare Credit Papers for presentation to the Bank’s Credit Committee.
• Prepare facility letters in line with Credit Committee approval, ensuring compliance with all terms.
• Instruct and collaborate with Solicitors, Valuers, and project Monitoring Surveyors, interpreting reports and addressing issues.
• Handle all KYC and regulatory requirements (Source of Wealth, Source of Funds, Sanctions checks).
• Manage loan conditions to ensure deals align with credit and bank expectations.
• Take ownership of deals from credit approval to completion, providing excellent customer service.
• Contribute to raising the Bank’s profile within the residential development industry through proactive marketing and excellent deal analysis.

Qualifications and Experience:

• University degree or equivalent, or relevant experience in financial services.
• Over 3 years of experience in a similar role (bank or non-bank lender).
• Experience in a fast-paced environment.

Competencies and Attributes:

• Excellent written and verbal communication skills.
• Highly organized with ability to prioritize multiple deadlines.
• Strong credit writing skills with attention to detail.
• Team-oriented with collaborative skills.
• Analytical mindset for assessing lending propositions.

Salary: Up to £60k depending on experience.