Lead Banking Accounting & Prudential Reporting (Remote)

Pennylane SAS; Paris; Remote; EUR 90,000 - 120,000; Full time

Benefits offered by this job

25 vacation days

Company shares

Home office budget

Apple equipment

Gymlib access

Job summary

Pennylane is seeking a senior accounting professional to build the accounting model for a new financial services entity. You will ensure reliable financial information from product events to prudential reporting, flag risks, and coordinate with the Regulatory Lead to meet ACPR standards.

You will manage daily accounting operations, reconciliations, provisions, and closings while collaborating with cross‑functional teams across Finance, Regulatory, and Tech. Fluent French and English are required.

Qualifications

• At least 6–7 years of experience in financial services audit followed by accounting in a payment institution, financing company or bank.
• Strong PCEC, doubtful receivables and provisioning knowledge.
• Able to build the accounting model and run daily reconciliations, exceptions and closings.
• Comfortable with incomplete information and owning accounting decisions.
• Able to query large datasets independently.
• Works well with Engineering, Product, Data, Operations and Regulatory Lead; fluent in French and English.

Responsibilities

• Design and test payment and financing accounting schemes with Product and Tech.
• Document the accounting impact of each product before launch.
• Reconcile the ledger, general ledger, bank accounts and reports with traceability to transactions.
• Set up RUBA and COREP reporting, including dry runs, with the Regulatory Lead.
• Reconcile payment accounts daily and check safeguarding coverage and funds requirements.
• Forecast capital needs with Head of Finance and FP&A; resolve and document exceptions.

Skills

Financial accounting

Audit experience

Decision making

Data analysis

French & English

Tools

Core Banking System

SQL

Job description

Pennylane is seeking a senior accounting professional to build the accounting model for a new financial services entity. You will ensure reliable financial information from product events to prudential reporting, flag risks, and coordinate with the Regulatory Lead to meet ACPR standards.

You will manage daily accounting operations, reconciliations, provisions, and closings while collaborating with cross‑functional teams across Finance, Regulatory, and Tech. Fluent French and English are required.