Latam Underwriter

AXA Climate; Île-de-France; In loco; EUR 120.000 - 190.000; Tempo pieno

Descrizione del lavoro

AXA Climate seeks an experienced leader to drive LATAM growth in underwriting and risk assessment. You will shape strategy, price weather-related parametric products, and build partnerships with brokers, insurers, and public entities.

Work with the Paris team to align risk appetite and market entry, focusing on Colombia, Mexico and Brazil. Fluency in Spanish and English is required; Portuguese is a strong plus.

Competenze

• 7+ years of underwriting, reinsurance, or structured risk solutions experience.
• Strong LATAM insurance market knowledge and broker ecosystems.
• Experience in agriculture, climate risk, nat cat, or parametric solutions is highly desirable.
• Entrepreneurial mindset with ability to build markets from the ground up.
• Fluent in Spanish and English; Portuguese is a strong plus.

Mansioni

• Define and execute AXA Climate’s commercial growth strategy across LATAM markets.
• Identify emerging climate risks and client needs in the region.
• Originate new business opportunities with brokers, insurers, public sector institutions, NGOs, and financial partners.
• Build strategic partnerships and distribution channels in Colombia, Mexico, and Brazil.
• Represent AXA Climate at industry conferences and market events.
• Contribute to underwriting strategy and execution for climate-related insurance and parametric products across Latin America with the support of Paris-based underwriting team.
• Oversee opportunity selection, deal qualification, and portfolio development across priority markets and serve Latin American clients/partners within AXA Climate governance and risk appetite.
• Provide strategic judgment on market entry opportunities, risk appetite alignment, and transaction feasibility.
• Support contract structuring and implementation by helping navigate local legal frameworks, regulatory environments, and operational constraints.
• Structure and price weather-related parametric products for LATAM clients (agriculture yield, frost, excess of precipitation, drought, hail, temperature, flood, tropical cyclone, etc.).
• Design trigger mechanisms and payout structures adapted to clients’ needs.
• Develop models and enhance the understanding of the underlying index.
• Provide quantitative and qualitative risk assessment of the perils.
• Establish and ensure adherence to underwriting guidelines to ensure consistency and compliance with risk appetite, compliance standards, internal governance framework and legal requirements.
• Manage and monitor risk accumulation by peril and geographic region.
• Identify large deals and collaborate with reinsurance partners to secure necessary capacity.

Conoscenze

Spanish

English

Negotiation

Communication

Stakeholder management

Descrizione del lavoro

AXA Climate was established in 2019 to help private and public-sector entities adapt to climate and environmental challenges. At the time, we provided support in the event of climate-related hazards through parametric insurance. Still a key part of our activity, our teams also grew to provide support through a combination of insurance products, training, consulting, and specialized tools.

About the Role

This position is part of the team dedicated to parametric insurance. You'll be working on Business Development & Growth, Underwriting Leadership, and Risk Assessment & Portfolio Management across LATAM markets.

Responsibilities

Business Development & Growth

• Define and execute AXA Climate’s commercial growth strategy across LATAM markets.
• Identify emerging climate risks and client needs in the region.
• Originate new business opportunities with brokers, insurers, public sector institutions, NGOs, and financial partners.
• Build strategic partnerships and distribution channels in priority markets including Colombia, Mexico, and Brazil.
• Represent AXA Climate at industry conferences and market events.
• Contribute to underwriting strategy and execution for climate-related insurance and parametric products across Latin America with the support of Paris-based underwriting team.
• Oversee opportunity selection, deal qualification, and portfolio development across priority markets and serve Latin American clients/partners within AXA Climate governance and risk appetite.
• Provide strategic judgment on market entry opportunities, risk appetite alignment, and transaction feasibility.
• Support contract structuring and implementation by helping navigate local legal frameworks, regulatory environments, and operational constraints.
• Structure and price weather-related parametric products for LATAM clients (agriculture yield, frost, excess of precipitation, drought, hail, temperature, flood, tropical cyclone, etc.).
• Design trigger mechanisms and payout structures adapted to clients’ needs.
• Develop models and enhance the understanding of the underlying index.
• Provide quantitative and qualitative risk assessment of the perils.
• Establish and ensure adherence to underwriting guidelines to ensure consistency and compliance with risk appetite, compliance standards, internal governance framework and legal requirements.
• Manage and monitor risk accumulation by peril and geographic region.
• Identify large deals and collaborate with reinsurance partners to secure necessary capacity.
• 7+ years of experience in underwriting, reinsurance, or structured risk solutions.
• Strong understanding of insurance markets in LATAM and broker ecosystems.
• Experience in agriculture, climate risk, nat cat, or parametric solutions is highly desirable.
• Entrepreneurial mindset with ability to build markets from the ground up.
• Strong negotiation, communication, and stakeholder management skills.
• Fluent in Spanish and English required; Portuguese is a strong plus.