Head of Business Lending

Revolut Ltd; Paris; Hybrid; EUR 180,000 - 240,000; Full time

Benefits offered by this job

Financial benefits

Flexibility to work from home/office/​

Revolut Metal subscription with perks

Year-round events

Job summary

Revolut Ltd is seeking a Head of Business Lending for France to design credit risk policies and lead the underwriting strategy. You will manage validation of underwriting approaches and steer preventative and reactive actions to market dynamics and product offerings.

You’ll build and lead the local lending team, ensure portfolio health, and drive commercial success while aligning with regulatory expectations and regional strategy.

Qualifications

• 7+ years of experience in business lending or banking leadership.
• Proven ability to design and implement credit risk models.
• Experience managing regulatory engagements and compliance.

Responsibilities

• Define and lead the business lending strategy for France.
• Oversee risk management of the loan portfolio.
• Manage regulatory relationships and compliance activities.
• Develop underwriting, portfolio management, and collections policies.
• Drive commercial success and product competitiveness.
• Lead market-facing activities and align with business lending features.

Skills

Business lending

Credit risk models

Regulatory engagement

Portfolio performance

Verbal & written communication

Team leadership

Logical reasoning

Job description

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

We're looking for a Head of Business Lending to design credit risk policies, procedures, and strategies for our business lending features. You'll be managing validation of the underwriting strategy, as well as leading the charge for preventative and reactive actions to the market and product offering.

You’ll also ensure we deliver the highest quality features, support, and service levels.

What you’ll be doing

• Building and leading the local lending team to define and implement the business lending strategy in France
• Managing the overall risk of the loan portfolio
• Managing regulatory relationships
• Establishing and executing the territory’s underwriting, portfolio management, and collections policy and activities
• Ensuring commercial success and product competitiveness
• Working through the market and customer needs, managing business lending features and commercial strategy

What you'll need

• 7+ years of experience in business lending and as a bank executive
• An entrepreneurial drive and personal resilience
• Expertise in building and managing credit decisioning/risk models and regulatory engagement
• Experience understanding credit portfolio performance
• Excellent verbal and written communication skills
• The ability to recruit and lead a team
• The ability to think and reason logically

Nice to have

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team