Credit Product Manager (SME Business Lending)

Revolut; France; On-site; EUR 70,000 - 90,000; Full time

Job summary

Revolut is seeking a Credit Product Manager in France to lead the launch of new unsecured credit products for SME customers. You will set the vision for business lending products, create high-quality business requirements, and build products that enhance customer experiences. The ideal candidate will have deep knowledge of the EU/UK unsecured SME lending markets and hands-on experience in product development, alongside strong analytical and leadership skills. Revolut values diversity and encourages applications from all backgrounds.

Qualifications

• Deep knowledge of EU/UK unsecured SME lending markets.
• Hands-on experience building products/features in SME lending.
• Solid product design experience with a customer-focused approach.
• Broad knowledge of risk management principles.

Responsibilities

• Setting the vision for business lending products.
• Producing high-quality business requirements.
• Building unsecured business lending products with high UX engagement.
• Defining and prioritising goals for business lending products.
• Creating effective distribution/sales strategies.
• Ensuring compliance with regulatory requirements.

Skills

Knowledge of EU/UK unsecured SME lending markets

Hands-on experience building products in SME lending

Product design experience

UI/UX principles knowledge

Knowledge of risk management principles

User research experience

Interpersonal and negotiation skills

Detail-oriented analytical mindset

Track record of data-driven decision making

Leadership and team-building skills

Passion for building new processes

Job description

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day.

About The Role

The credit department at Revolut is anything but ordinary. They design, develop, and launch credit products across the globe. The team manages our products from day one to the end — developing the back and front‑end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It’s a big job, but our people are a credit to us all.

We’re looking for a Credit Product Manager to drive the launch of new unsecured credit products for SME customers, establish new sales channels, improve funnel conversion, and lower the cost of acquisition.

You will also ensure we offer the best product features, support, and service for our business lending products in Europe and the UK. You will own product building and business lending, and collaborate with Technical Product Owners and the Engineering team.

What You’ll Be Doing

• Setting the vision for business lending products, understanding how it connects to Revolut’s goals
• Producing high‑quality business requirements in line with market best practices, looking to disrupt and challenge the status quo
• Building unsecured business lending products while ensuring high UX engagement to deliver world‑class customer experiences, understanding the full lifecycle of a business customer at all times
• Defining, prioritising, and communicating short, mid, and long‑term goals of business lending products
• Creating market‑leading distribution/sales strategies with a high conversion funnel and low cost of acquisition
• Establishing reliable and reputable third‑party partnerships
• Ensuring zero tolerance of any compliance issues or breach of regulatory requirements

What You’ll Need

• Deep knowledge of EU/UK unsecured SME lending markets (segments, competitors, best practices, acquisition channels, etc.)
• Hands‑on experience building products and/or features in the SME lending space in Europe and the UK
• Solid product design experience and a passionate approach to customer experience
• UI/UX principle knowledge with a customer focus, understanding business needs and analysing data and real‑world experiences to prioritise features
• Broad knowledge of risk management principles
• User research experience
• Great interpersonal and negotiation skills to communicate effectively with stakeholders
• A detail‑oriented, analytical mindset
• A track record of making data‑driven decisions whilst building business intuition around the credit product
• The ability to lead a team and build partnerships with other functions
• To be comfortable with and enjoy taking ownership
• A passion for building new processes and challenging the status quo

Diversity and Inclusion

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why we launched our inaugural D&I Framework in 2021. We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.