Head of Lending (Mortgages)

Revolut; France; Sur place; EUR 100 000 - 150 000; Plein temps

Résumé du poste

A leading financial technology company is seeking a Head of Lending in France. In this role, you'll design credit risk policies for mortgage features and lead a local team. The ideal candidate should have over 7 years as a bank executive, expertise in mortgage lending, and the ability to manage regulatory relationships. This position offers an opportunity to shape the future of lending in a fast-growing environment.

Qualifications

• Minimum 7 years of experience as a bank executive.
• Expertise in mortgage lending within France.
• Strong understanding of credit portfolio performance.

Responsabilités

• Building and leading a mortgage lending strategy.
• Overseeing local loan portfolio risk.
• Managing relationships with regulators.

Connaissances

Experience as a bank executive

Expertise in mortgage lending

Excellent communication skills

Ability to recruit and lead a team

Logical reasoning

Description du poste

About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 65+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About The Role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

We're looking for a Head of Lending to design credit risk policies, procedures, and strategies for mortgage features. You'll be managing validation of the underwriting strategy, as well as leading the charge for preventative and reactive actions to the market and product offering.

What You’ll Be Doing

• Building and leading a local team to define and implement a mortgage lending strategy
• Overseeing branch activities and overall risk of the local loan portfolio
• Managing regulatory relationships
• Establishing and executing underwriting, portfolio management, and collections policies and activities
• Interacting with regulators and local authorities

What You'll Need

• 7+ years of experience as a bank executive
• Expertise in mortgage lending in France
• An entrepreneurial drive and personal resilience
• Extensive experience building risk models, managing credit decisioning, and overseeing regulatory engagement
• An understanding of credit portfolio performance
• Excellent communication skills
• The ability to recruit and lead a team
• The ability to think and reason logically

Nice to have

• ExCo experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates

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• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

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