Head of Business Lending

Revolut; France; On-site; EUR 80,000 - 120,000; Full time

Job summary

Revolut is seeking a Head of Business Lending to lead its lending features and strategy in France. The role involves managing the loan portfolio's risk, regulatory relationships, and driving commercial success across all lending operations.

The ideal candidate will have over 7 years of business lending experience as a bank executive, with proven skills in team leadership and regulatory engagement. Join Revolut to shape the future of financial services.

Qualifications

• 7+ years of experience in business lending and as a bank executive.
• An entrepreneurial drive and personal resilience.
• Expertise in building and managing risk models.
• Excellent verbal and written communication skills.
• The ability to recruit and lead a team.

Responsibilities

• Building and leading the local lending team.
• Managing the overall risk of the loan portfolio.
• Managing regulatory relationships.
• Establishing and executing underwriting policies.
• Ensuring commercial success and competitiveness.

Skills

Business lending experience

Bank executive experience

Credit decisioning models

Regulatory engagement

Team leadership

Communication skills

Job description

Overview

About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

As we continue our lightning-fast growth, two things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

The Role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

We\'re looking for a Head of Business Lending to design credit risk policies, procedures, and strategies for our business lending features. You\'ll be managing validation of the underwriting strategy, as well as leading the charge for preventative and reactive actions to the market and product offering.

You’ll also ensure we deliver the highest quality features, support, and service levels.

What You’ll Be Doing

• Building and leading the local lending team to define and implement the business lending strategy in France
• Managing the overall risk of the loan portfolio
• Managing regulatory relationships
• Establishing and executing the territory’s underwriting, portfolio management, and collections policy and activities
• Ensuring commercial success and product competitiveness
• Working through the market and customer needs, managing business lending features and commercial strategy

What You\'ll Need

• 7+ years of experience in business lending and as a bank executive
• An entrepreneurial drive and personal resilience
• Expertise in building and managing credit decisioning/risk models and regulatory engagement
• Experience understanding credit portfolio performance
• Excellent verbal and written communication skills
• The ability to recruit and lead a team
• The ability to think and reason logically

Nice to have

• ExCo experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We\'re not just doing this because it\'s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates: Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won\'t ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut\'s Candidate Privacy Notice