Global Risk & AML Operations Specialist

Merge Money Ltd.; Paris; On-site; EUR 60,000 - 90,000; Full time

Job summary

Merge is seeking a Risk Operations Specialist to support the day-to-day operation of our financial crime and risk framework across fiat and stablecoin transactions. You will work across the customer lifecycle—from onboarding through ongoing monitoring, investigations and escalation.

You will collaborate with Compliance, Operations, Product, Engineering, Customer Success and Payments teams to assess risk, review alerts, conduct KYC/KYB reviews, and contribute to STR/SAR preparation and regulatory

Qualifications

• Experience in compliance, AML, financial crime, risk operations, KYC/KYB or transaction monitoring.
• Experience in a regulated financial institution, EMI, bank, fintech, or digital asset business.
• Strong documentation and case-management skills.
• Ability to work independently and make risk-based decisions.

Responsibilities

• KYC/KYB & Customer Onboarding: conduct reviews, assess ownership and source of funds, perform CDD/EDD, screening, risk classification, escalate high-risk cases.
• Transaction Monitoring: review alerts across fiat and stablecoin, investigate patterns, document conclusions, escalate suspicious activity and assist with regulatory reporting.

Skills

KYC/KYB

Transaction monitoring

Compliance

Risk assessment

Analytical thinking

Documentation

Independent decision-making

Tools

KYT tools

Blockchain analytics

Job description

Merge is seeking a Risk Operations Specialist to support the day-to-day operation of our financial crime and risk framework across fiat and stablecoin transactions. You will work across the customer lifecycle—from onboarding through ongoing monitoring, investigations and escalation.

You will collaborate with Compliance, Operations, Product, Engineering, Customer Success and Payments teams to assess risk, review alerts, conduct KYC/KYB reviews, and contribute to STR/SAR preparation and regulatory