Risk Operations Specialist

Merge Money Ltd.; Paris; On-site; EUR 60,000 - 90,000; Full time

Job summary

Merge is a regulated stablecoin payments infrastructure platform enabling enterprises to move money globally in real time. As a Risk Operations Specialist, you will support the day-to-day operation of Merge’s financial crime and risk framework across fiat and stablecoin transactions, collaborating across Compliance, Operations, Product, Engineering and Customer Success teams.

You will handle onboarding, KYC/KYB, ongoing monitoring, transaction reviews, investigations and escalation, applying

Qualifications

• Experience in compliance, AML, financial crime, risk operations, KYC/KYB or transaction monitoring.
• Experience within a regulated financial institution, EMI, PI, bank, fintech, or digital asset business.
• Strong practical experience in KYC/KYB, CDD/EDD and transaction monitoring.
• Experience investigating transaction monitoring alerts and making risk-based decisions.
• Understanding of AML/CFT, sanctions, PEP and adverse media screening.
• Experience working with complex customer or transaction investigations.
• Good understanding of cross-border payments and payment flows.
• Strong analytical and investigative skills.
• Excellent written documentation and case-management skills.
• Ability to work independently and make sound risk-based decisions.
• Strong attention to detail without losing sight of operational efficiency.

Responsibilities

• KYC / KYB & Customer Onboarding
• Transaction Monitoring
• Payments & Risk Operations
• Sanctions & Financial Crime
• Stablecoin Transaction Compliance
• Compliance Operations & Controls
• Customer Support & Risk Operations

Skills

KYC/KYB

AML

Transaction Monitoring

Regulated Finance

Risk Operations

Cross-border Payments

Analytical Skills

Case Management

Documentation

Job description

About Merge:

Merge is a regulated stablecoin payments infrastructure platform enabling enterprises to move money globally in real time. We combine stablecoin rails with local instant payment systems to deliver faster, cheaper, and more transparent cross-border payments and treasury workflows. Merge serves fintechs, investment platforms, marketplaces, and corporate treasury teams globally.

About the role:

As a Risk Operations Specialist, you will support the day-to-day operation of Merge’s financial crime and risk framework across fiat and stablecoin transactions. You will work across the customer lifecycle - from onboarding and KYC/KYB through ongoing monitoring, transaction reviews, investigations and escalation.

The role will involve working closely with Compliance, Operations, Product, Engineering, Customer Success and Payments teams.

Key responsibilities

1. KYC / KYB & Customer Onboarding

2. Transaction Monitoring

3. Payments & Risk Operations

4. Sanctions & Financial Crime

5. Stablecoin Transaction Compliance

6. Compliance Operations & Controls

7. Customer Support & Risk Operations

Job Requirements

• Experience in compliance, AML, financial crime, risk operations, KYC/KYB or transaction monitoring.

• Experience within a regulated financial institution, EMI, PI, bank, fintech, or digital asset business.

• Strong practical experience in KYC/KYB, CDD/EDD and transaction monitoring.

• Experience investigating transaction monitoring alerts and making risk-based decisions.

• Understanding of AML/CFT, sanctions, PEP and adverse media screening.

• Experience working with complex customer or transaction investigations.

• Good understanding of cross-border payments and payment flows.

• Strong analytical and investigative skills.

• Excellent written documentation and case-management skills.

• Ability to work independently and make sound risk-based decisions.

• Strong attention to detail without losing sight of operational efficiency.