Compliance Specialist

Merge Money Ltd.; Paris; On-site; EUR 70,000 - 95,000; Full time

Job summary

Merge Money Ltd. in Paris is seeking a Compliance Specialist to support the compliance framework behind our regulated payments business.

You’ll work closely with the MLRO, Legal, Product, and Operations teams to ensure smooth day-to-day compliance execution, including KYB/KYC reviews, AML transaction monitoring, and customer support. You’ll also help manage customer relationships and resolve compliance-related queries efficiently, translating regulatory developments into practical controls and

Qualifications

• Experience in a compliance, financial crime or AML role within a regulated financial institution, EMI, PI, bank, fintech or digital asset business.
• Good working knowledge of UK/EU AML/CFT regulation, sanctions regimes and SAR/STR obligations.
• Experience reviewing and approving escalated KYC/KYB, EDD or transaction monitoring cases.
• Comfortable interpreting regulatory requirements and turning them into policy and process.
• Sound, independent, risk-based judgement under ambiguity.
• Interest in digital assets/stablecoins and how they intersect with traditional AML frameworks.

Responsibilities

• Support ongoing development and maintenance of AML/CFT, sanctions and financial crime policies and procedures.
• Act as a point of escalation for higher-risk KYC/KYB, EDD and transaction monitoring cases referred by frontline teams
• Review and approve STR/SAR cases ahead of regulatory filing; liaise with regulators and law enforcement where required
• Monitor regulatory developments (UK/EU AML regime, MiCA/CASP, Travel Rule) and translate them into practical control changes
• Support internal and regulatory audits, and respond to regulator information requests
• Conduct reviews of KYC, transaction monitoring and sanctions screening controls
• Produce compliance MI and reporting for senior management and the Board/Risk Committee

Skills

AML/Compliance knowledge

KYC/KYB experience

Regulatory interpretation

Risk-based judgement

Digital assets interest

Job description

About Merge

Merge is a regulated stablecoin payments infrastructure platform enabling enterprises to move money globally in real time. We combine stablecoin rails with local instant payment systems to deliver faster, cheaper, and more transparent cross-border payments and treasury workflows. Merge serves fintechs, investment platforms, marketplaces, and corporate treasury teams globally.

Role Overview

Merge is hiring a Compliance Specialist to support the compliance framework behind our regulated payments business. You’ll work closely with the MLRO, Legal, Product, and Operations teams to ensure smooth day-to-day compliance execution, including KYB/KYC reviews, AML transaction monitoring, and customer support. You’ll also help manage customer relationships and resolve compliance-related queries efficiently.

Responsibilities:

• Support ongoing development and maintenance of AML/CFT, sanctions and financial crime policies and procedures.
• Act as a point of escalation for higher-risk KYC/KYB, EDD and transaction monitoring cases referred by frontline teams
• Review and approve STR/SAR cases ahead of regulatory filing; liaise with regulators and law enforcement where required
• Monitor regulatory developments (UK/EU AML regime, MiCA/CASP, Travel Rule) and translate them into practical control changes
• Support internal and regulatory audits, and respond to regulator information requests
• Conduct reviews of KYC, transaction monitoring and sanctions screening controls
• Produce compliance MI and reporting for senior management and the Board/Risk Committee

Requirements:

• Experience in a compliance, financial crime or AML role within a regulated financial institution, EMI, PI, bank, fintech or digital asset business;
• Good working knowledge of UK/EU AML/CFT regulation, sanctions regimes and SAR/STR obligations;
• Experience reviewing and approving escalated KYC/KYB, EDD or transaction monitoring cases;
• Comfortable interpreting regulatory requirements and turning them into policy and process;
• Sound, independent, risk-based judgement under ambiguity;
• Interest in digital assets/stablecoins and how they intersect with traditional AML frameworks.