Senior Credit Risk Portfolio Analyst - Personal Loans (Remote)

ing; Madrid; Presencial; EUR 60.000 - 90.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Balance That Works

Restaurant card

Health insurance

Life insurance

Flexible remuneration

Free company shuttle

Banking benefits

Mortgage conditions

Descripción de la vacante

ING is seeking a Senior Credit Risk Portfolio Analyst to join the Retail Credit Risk Team in Spain. The role focuses on overseeing the risk of the Spanish Retail Lending portfolio throughout the credit lifecycle, with collaboration across international teams.

You will analyze Personal Loans risk, monitor reporting, and support regulatory compliance while driving portfolio growth with a pragmatic, data-driven approach.

Formación

• Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths or Econometrics.
• Proven experience in risk management for Retail lending portfolios, particularly Personal Loans.
• Excellent knowledge of statistics and/or mathematics, as well as programming, in SAS and SQL.
• Strong analytical and problem-solving skills.
• Independent, creative and proactive mindset with a focus on pragmatic solutions.
• Fluent English and Spanish language skills.
• Eager to lead projects.

Responsabilidades

• Positively contribute to the risk management of the Spanish Portfolio, particularly for the Personal loans product, through reporting, monitoring, and communication.
• Collaborate to identify and mitigate risks, ensuring appropriate levels of capital and provisions, and full regulatory compliance.
• Promote Personal Loans portfolio growth with product/business teams in a profitable and sustainable manner.

Conocimientos

Statistics & Mathematics

Programming SAS/SQL

Analytical skills

Project leadership

Educación

Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths or Econometrics

Herramientas

SAS

SQL

Descripción del empleo

ING is seeking a Senior Credit Risk Portfolio Analyst to join the Retail Credit Risk Team in Spain. The role focuses on overseeing the risk of the Spanish Retail Lending portfolio throughout the credit lifecycle, with collaboration across international teams.

You will analyze Personal Loans risk, monitor reporting, and support regulatory compliance while driving portfolio growth with a pragmatic, data-driven approach.