VP, Portfolio Management – Lending & Credit Strategy

ING Wholesale Banking; Madrid; Hybrid; EUR 150,000 - 190,000; Full time

Job summary

ING Wholesale Banking in Madrid is seeking a VP of Portfolio Management to actively manage the TMT lending portfolio across Spain and Portugal, optimizing returns through rigorous analytics and capital velocity. You will collaborate with cross-functional teams and drive improvements in risk monitoring, reporting and process efficiency.

The role requires deep credit analysis, strong modelling skills, and fluency in Spanish and English, with a hybrid work model at ING MAD offering flexibility and

Qualifications

• 7+ years of relevant credit analysis experience in banking and international environment, preferably with TMT clients.
• University degree in business/economics or related discipline; CFA and/or MBA valued.
• Fluent in Spanish and English.
• Strong financial and credit analysis capabilities with attention to detail.

Responsibilities

• Actively manage all aspects of the portfolio files, including quarterly and annual credit reviews.
• Coordinate credit approvals, modify credits, perform financial analysis, cash flow modelling and sensitivity analysis.
• Review annual risk rating updates and anticipate potential risk migration.
• Diligent credit monitoring of covenants and performance and track compliance.
• Identify market developments and proactively manage portfolio impact.

Skills

Credit analysis

Cash flow modelling

Cross-functional

Spanish-English

Legal documentation

Education

University degree in business/economics or equivalent

CFA/MBA preferred

Job description

ING Wholesale Banking in Madrid is seeking a VP of Portfolio Management to actively manage the TMT lending portfolio across Spain and Portugal, optimizing returns through rigorous analytics and capital velocity. You will collaborate with cross-functional teams and drive improvements in risk monitoring, reporting and process efficiency.

The role requires deep credit analysis, strong modelling skills, and fluency in Spanish and English, with a hybrid work model at ING MAD offering flexibility and