Senior Credit Risk Analyst — Fintech Impact & Growth

Riverbank SA; Madrid; Presencial; EUR 70.000 - 110.000; Jornada completa

Descripción de la vacante

RiverBank SA, based in Madrid, seeks a Senior Credit Risk Analyst to join the Structured Loans Department. You will build and maintain a high-performing loan portfolio for SMEs and real estate across Europe, sourcing deals and presenting credit cases to committees.

The role requires 8–10 years in credit risk, deep knowledge of loan products, strong analytical and modelling capabilities, and fluency in Spanish and English. The ideal candidate thrives in a fast-paced, results-driven environment.

Formación

• Degree in Finance, Economics or Business Administration.
• Minimum 8–10 years of experience in a similar role at a bank or private debt fund.
• Knowledge of loan products and/or bonds and Dutch law.
• Strong analytical and writing skills.
• Excellent numerical and financial modelling skills.
• Good communication skills.
• Fluent in Spanish and English; another language is a plus.

Responsabilidades

• Analyse, prepare and present credit cases to the Credit team and Credit Committee.
• Support and interact with Credit and Sales teams in analysis of new deal opportunities.
• Take an active role in negotiations and borrower relationships.
• Review loan documentation with the legal team.
• Draft term sheets and engagement letters.
• Monitor borrowers to anticipate credit deterioration using digital tools.
• Participate in portfolio and borrower company monitoring.

Conocimientos

Analytical skills

Financial modelling

Communication skills

Bilingual: Spanish/English

Educación

Finance/Economics/Business Administration degree

Descripción del empleo

RiverBank SA, based in Madrid, seeks a Senior Credit Risk Analyst to join the Structured Loans Department. You will build and maintain a high-performing loan portfolio for SMEs and real estate across Europe, sourcing deals and presenting credit cases to committees.

The role requires 8–10 years in credit risk, deep knowledge of loan products, strong analytical and modelling capabilities, and fluency in Spanish and English. The ideal candidate thrives in a fast-paced, results-driven environment.