Junior NPLs & Distressed Debt Analyst (Real Estate)

COPERNICUS SERVICING SL; Madrid; On-site; EUR 40,000 - 60,000; Full time

Job summary

COPERNICUS SERVICING SL in Madrid is seeking a highly analytical junior investment analyst to support NPL, distressed debt and real estate-backed opportunities across Spain, broader Europe and Latin America.

You will develop financial models, assist due diligence, valuations and Investment Committee materials, and apply approved AI tools to improve efficiency while maintaining professional judgment and rigorous analysis.

Qualifications

• University degree in Finance, Economics, Engineering, Mathematics or another quantitative discipline.
• International academic or professional experience is desirable.
• Full professional proficiency in English and Spanish.

Responsibilities

• Support senior management in the analysis and execution of NPL, distressed debt and real estate-backed investment opportunities.
• Develop and maintain financial models and investment analyses, including assessment of cash flows, recoveries, timing, costs and collateral.
• Support the due diligence of investment opportunities, analysing available financial, loan, borrower and collateral information and identifying risks or information gaps.
• Conduct real estate and collateral valuations to support investment analysis and recovery assessments.
• Support analysis of alternative recovery and exit scenarios and their potential financial implications.
• Prepare Investment Committee and investor materials translating complex information into clear, decision-useful analysis.

Skills

Analytical skills

Quantitative skills

AI literacy

Attention to detail

English + Spanish

Teamwork

Education

Finance/Economics/Engineering/Quantitative

International experience desirable

Tools

Excel

Financial modeling

Job description

COPERNICUS SERVICING SL in Madrid is seeking a highly analytical junior investment analyst to support NPL, distressed debt and real estate-backed opportunities across Spain, broader Europe and Latin America.

You will develop financial models, assist due diligence, valuations and Investment Committee materials, and apply approved AI tools to improve efficiency while maintaining professional judgment and rigorous analysis.