Junior Investment Analyst

Copernicus; Madrid; On-site; EUR 25,000 - 40,000; Full time

Job summary

Copernicus in Madrid is seeking a Junior Analyst to support the team in the analysis and execution of NPLs, distressed debt and real estate-backed investment opportunities. You will work with senior members across Spain, Europe and Latin America.

The role requires strong financial and analytical abilities, attention to detail, intellectual curiosity, and a willingness to develop a career in distressed investments and real estate, with increasing responsibility and exposure to AI-enabled

Qualifications

• University degree in Finance, Economics, Engineering, Mathematics or another quantitative discipline.
• Strong English and Spanish communication abilities.

Responsibilities

• Support the team in analysis and execution of NPL, distressed debt and real estate investments.
• Develop and maintain financial models and investment analyses.
• Assist with due diligence by reviewing financial, loan, borrower and collateral data.
• Conduct real estate and collateral valuations.
• Prepare Investment Committee and investor materials.
• Participate in acquisition projects across Madrid, other European markets and Latin America.
• Use AI and automation tools to improve recurring analytical activities.

Skills

Analytical skills

Quantitative skills

Attention to detail

AI literacy

Debt analysis

NPL insights

Education

Quantitative degree

Tools

AI tools

Job description

The role offers the opportunity to gain hands‑on experience in the analysis and execution of NPL, distressed debt and real estate-backed investment opportunities, working closely with senior members of the team across Spain, other European markets and Latin America. The ideal candidate will combine strong financial and analytical capabilities with attention to detail, intellectual curiosity and a genuine interest in building a career in distressed investments, NPLs, finance and real estate.

Main Responsibilities

The Junior Analyst will support the team throughout the investment and transaction process.

• Support senior management in the analysis and execution of NPL, distressed debt and real estate-backed investment opportunities.
• Develop and maintain financial models and investment analyses, including assessment of expected cash flows, recoveries, timing, costs and underlying collateral.
• Support the due diligence of investment opportunities, analysing available financial, loan, borrower and collateral information and identifying relevant risks or information gaps.
• Conduct real estate and collateral valuations to support investment analysis and recovery assessments.
• Support the analysis of alternative recovery and exit scenarios, assessing their potential financial implications and impact on investment returns.
• Prepare high-quality Investment Committee and investor materials, translating complex financial and asset‑level information into clear and decision‑useful analysis.
• Participate in acquisition and investment projects across Madrid, other European markets and Latin America.
• Use approved AI and automation tools to improve the efficiency and quality of recurring analytical activities, including information review, data structuring, preliminary analysis and preparation of internal materials, while maintaining appropriate professional judgement and validation of outputs.
• Identify repetitive or manual activities within the investment analysis and due diligence process that could be streamlined through AI or automation, contributing to continuous improvement initiatives together with the relevant internal teams.
• Support the assessment of improvements introduced through AI and automation, evaluating their impact on areas such as analytical quality, consistency, processing time and information traceability.
• Ensure the responsible, secure and appropriate use of AI tools, particularly when working with confidential borrower, loan, investor or transaction information.

Education

• University degree, preferably from a top-tier institution, in Finance, Economics, Engineering, Mathematics, Physics or another quantitative discipline.
• International academic or professional experience is desirable.

Languages

• Full professional proficiency in English and Spanish.
• Additional languages, particularly Italian, Greek or French, would be an advantage.

Candidate Profile

We are looking for a highly analytical, curious and proactive individual with a strong interest in developing a career in NPLs, distressed debt, investments and real estate. The ideal candidate will demonstrate:

• Excellent analytical and quantitative skills.
• Strong interest in distressed investments, NPLs, finance and real estate.
• Ability to understand the relationship between debt exposure, expected recoveries and underlying collateral.
• Strong attention to detail and a rigorous approach to financial and investment analysis.
• Excellent written and verbal communication skills.
• Ability to translate analysis into clear conclusions and decision-oriented materials.
• A self-motivated and proactive approach, with the ability to take ownership of assigned work.
• Ability to operate effectively in a demanding and transaction-driven environment.
• Strong learning agility and willingness to develop new analytical methods and ways of working.
• Practical AI literacy, with the ability to use approved AI tools critically and responsibly to improve analytical productivity while independently validating outputs and maintaining professional judgement.