Hybrid Risk Analyst: Onboarding & Due Diligence

Xolo; Spain; Hybrid; EUR 28,000 - 32,000; Full time

Benefits offered by this job

Health insurance option

Sports membership

Home office setup bonus

Monthly remote work allowance

Job summary

Xolo, a leading freelancer platform, seeks a Risk Analyst to join the group Risk function, handling first‑line controls on onboarding and monitoring queues. You’ll verify client identities, screen against sanctions and high‑risk lists, and document decisions clearly in English while escalating as needed.

On-site training is provided in Estonia, with hybrid work options in Europe or remote in Spain. The role offers structured training, clear progression, and a supportive team culture at Xolo.

Qualifications

• Bachelor's degree or higher in economics, finance, accounting, law or a related field.
• Work accurately under volume, and have the judgement to elevate rather than resolve alone.
• Comfortable working to a written procedure, with every decision documented and defensible on review.
• Confident with numbers: read statements and invoices to detect inconsistencies.
• Think logically: follow evidence step by step and explain conclusions in writing.
• Write clear, concise case notes in English that another analyst could pick up.

Responsibilities

• Verify client identity and screen against sanctions, PEP and high‑risk lists.
• Work an onboarding or alert queue and identify inefficiencies.
• Carry out customer due diligence and ongoing due diligence.
• Close routine clearances and no‑action alerts and keep records of decisions.
• Escalate suspicion, deviations and high‑risk outcomes to the Risk Lead.
• Participate in structured GDPR, AML/CFT, transaction monitoring training and cross‑training.

Skills

Attention to detail

Numerical literacy

Analytical thinking

Written English documentation

Following procedures

Communication

Education

Bachelor's degree or higher

Tools

Excel

Job description

Xolo, a leading freelancer platform, seeks a Risk Analyst to join the group Risk function, handling first‑line controls on onboarding and monitoring queues. You’ll verify client identities, screen against sanctions and high‑risk lists, and document decisions clearly in English while escalating as needed.

On-site training is provided in Estonia, with hybrid work options in Europe or remote in Spain. The role offers structured training, clear progression, and a supportive team culture at Xolo.