Growth-Focused Savings & Investments Strategist

Santander; Huércal-Overa; On-site; EUR 70,000 - 110,000; Full time

Benefits offered by this job

BeHealthy wellness program

Parental leave

Family-friendly programs

Job summary

Openbank, the digital bank of Santander Group, seeks a Saving & Investing Strategy Lead in Madrid, Spain. You will shape Openbank’s strategy to grow and maximize customer value in savings and investments, leveraging customer insights, market dynamics, and data analysis to influence strategic decisions.

You will collaborate with Product, Marketing, Data, Operations and Technology teams to drive initiatives, monitor performance, and manage a seamless customer lifecycle from awareness to retention.

Qualifications

• 5+ years in Strategy Consulting or in Corporate Strategy, Business Development, Growth or Commercial Strategy roles within Banking, Financial Services or Digital businesses.
• Proven experience defining growth, customer value or commercial strategies based on data and business insights.
• Experience analysing business performance, customer behaviour and commercial KPIs to identify opportunities and support strategic decision making.
• Experience in financial analysis, with a solid understanding of banking P&L dynamics, key revenue and cost drivers, particularly those related to interest rates and net interest income.
• Experience leading cross-functional strategic initiatives involving multiple stakeholders.
• Previous experience in digital banking, savings and investment products, wealth management or customer lifecycle strategies will be highly valued.

Responsibilities

• Define and continuously evolve Openbank’s savings strategy, identifying opportunities through customer insights, market dynamics and competitive analysis.
• Design differentiated and sustainable initiatives to grow customer balances and business profitability while strengthening customer engagement and long-term loyalty.
• Analyse the end-to-end savings journey, from awareness and consideration to renewal and retention, identifying commercial, digital and communication levers to improve customer engagement and value.
• Monitor savings product performance and market evolution, generating insights to support strategic decision making and proactively identifying risks and opportunities.
• Identify opportunities across savings and investment products, understanding customer needs and behaviours to optimize the allocation of customer balances and maximize overall business value.
• Prioritize strategic initiatives balancing customer experience, business impact and contribution to Openbank’s engagement and primacy objectives.
• Lead cross-functional initiatives, coordinating Product, Marketing, Data, Operations and Technology teams to ensure successful execution and timely delivery of strategic projects.

Skills

Customer-centric

Strategic vision

Financial analysis

Cross-functional leadership

Analytical skills

Stakeholder management

Education

Bachelor's Degree in Business Administration, Economics, Marketing, Engineering, Mathematics or related field

Job description

Openbank, the digital bank of Santander Group, seeks a Saving & Investing Strategy Lead in Madrid, Spain. You will shape Openbank’s strategy to grow and maximize customer value in savings and investments, leveraging customer insights, market dynamics, and data analysis to influence strategic decisions.

You will collaborate with Product, Marketing, Data, Operations and Technology teams to drive initiatives, monitor performance, and manage a seamless customer lifecycle from awareness to retention.