Credit Operations Specialist (Valencia)

Apex Group Ltd; Valencia; Presencial; EUR 24.000 - 32.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Private health insurance

Performance Bonus

Award System

27 working days holiday

Professional development opportunities

Descripción de la vacante

Apex Group Ltd in Valencia is seeking a Credit Operations Officer to support lending and payment processes, ensuring accurate documentation and ongoing monitoring of payments for credit assessment.

The role emphasizes loan documentation, processing and administration, daily monitoring of credit limits and reporting, with a focus on accuracy, teamwork and compliance. Fluency in English is required, and a permanent contract is offered in a global financial services environment.

Formación

• University degree in Banking/ Finance /Accounting or similar.
• Understanding of the banking industry.
• Understanding of lending products and credit processes.
• Excellent English spoken and written communication skills.
• Strong verbal and written skills to coordinate communication across multiple internal departments.
• Excel and reporting skills.
• Attention to detail and accuracy.
• Willingness to work in a team and meet deadlines; adherence to procedures.

Responsabilidades

• Loan documentation: review loan agreements and documents; ensure completeness before disbursement.
• Loan processing & disbursement: coordinate disbursement and ensure terms match approval.
• Credit administration: maintain loan records and monitor maturity/renewal.
• Daily monitoring of blocked outgoing payments due to credit limit breaches.
• Daily monitoring of Credit Reporting: overdrafts, limits, collateral valuation.
• Weekly update of debit interests.
• Any other duties as instructed by managing directors.

Conocimientos

Banking industry knowledge

Excellent English communication

Attention to detail

Team collaboration

Financial reporting

Loan processing

Process documentation

Educación

University degree in Banking/Finance/Accounting or similar

Herramientas

Excel and reporting tools

Descripción del empleo

Apex Group Ltd in Valencia is seeking a Credit Operations Officer to support lending and payment processes, ensuring accurate documentation and ongoing monitoring of payments for credit assessment.

The role emphasizes loan documentation, processing and administration, daily monitoring of credit limits and reporting, with a focus on accuracy, teamwork and compliance. Fluency in English is required, and a permanent contract is offered in a global financial services environment.