Officer - Credit Operations

Apex Group Ltd; Valencia; Presencial; EUR 24.000 - 32.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Private health insurance

Performance Bonus

Award System

27 working days holiday

Professional development opportunities

Descripción de la vacante

Apex Group Ltd in Valencia is seeking a Credit Operations Officer to support lending and payment processes, ensuring accurate documentation and ongoing monitoring of payments for credit assessment.

The role emphasizes loan documentation, processing and administration, daily monitoring of credit limits and reporting, with a focus on accuracy, teamwork and compliance. Fluency in English is required, and a permanent contract is offered in a global financial services environment.

Formación

• University degree in Banking/ Finance /Accounting or similar.
• Understanding of the banking industry.
• Understanding of lending products and credit processes.
• Excellent English spoken and written communication skills.
• Strong verbal and written skills to coordinate communication across multiple internal departments.
• Excel and reporting skills.
• Attention to detail and accuracy.
• Willingness to work in a team and meet deadlines; adherence to procedures.

Responsabilidades

• Loan documentation: review loan agreements and documents; ensure completeness before disbursement.
• Loan processing & disbursement: coordinate disbursement and ensure terms match approval.
• Credit administration: maintain loan records and monitor maturity/renewal.
• Daily monitoring of blocked outgoing payments due to credit limit breaches.
• Daily monitoring of Credit Reporting: overdrafts, limits, collateral valuation.
• Weekly update of debit interests.
• Any other duties as instructed by managing directors.

Conocimientos

Banking industry knowledge

Excellent English communication

Attention to detail

Team collaboration

Financial reporting

Loan processing

Process documentation

Educación

University degree in Banking/Finance/Accounting or similar

Herramientas

Excel and reporting tools

Descripción del empleo

The Apex Group was established in Bermuda in 2003 and is now one of the world’s largest fund administration and middle office solutions providers.

Our business is unique in its ability to reach globally, service locally and provide cross-jurisdictional services. With our clients at the heart of everything we do, our hard-working team has successfully delivered on an unprecedented growth and transformation journey, and we are now represented by over circa 13,000 employees across 112 offices worldwide.Your career with us should reflect your energy and passion.

That’s why, at Apex Group, we will do more than simply ‘empower’ you. We will work to supercharge your unique skills and experience.

Take the lead and we’ll give you the support you need to be at the top of your game. And we offer you the freedom to be a positive disrupter and turn big ideas into bold, industry-changing realities.

For our business, for clients, and for you

Role: Officer - Credit Operations

Role Location: Valencia

Employment Type: Permanent

Role Summary:

As a Credit Operations Officer, you will be responsible for the operational and administrative processes that support lending and payment activities. The role is to ensure that credit facilities are processed accurately and properly documented. Second key pillar of this role is the daily monitoring of payments pending for Credit assessment/ verification.

• Loan documentation: reviewing loan agreement and supporting documents, ensuring all required documents are complete before loan disbursement, verifying customer instruction and credit approval.
• Loan processing & disbursement: Coordinating the disbursement of approved loan, ensuring loan terms and conditions are matched with the approval, inputting loan details in the system for further process.
• Credit administration: Maintaining loan records and documentation, monitoring loan maturity date and renewal requirement.
• Daily monitoring of blocked outgoing payments due to credit limit breaches.
• Daily monitoring of Credit Reporting package (e.g. Overdrafts, Limits, Valuation of Collateral).
• Weekly update of debit interests.
• Any other duty, which is instructed directly by the managing directors in accordance with Article 6.2 of the employment agreement.

Skills & Experience:

• University degree in Banking/ Finance /Accounting or similar.
• Understanding of the banking industry.
• Understanding of lending products and credit processes.
• Excellent English spoken and written communication skills.
• Strong verbal and written skills to coordinate communication across multiple internal departments
• Excel and reporting skills.
• Attention to detail and accuracy.
• Willingness and ability to work in a team and meet deadlines. Adherence to procedures

What you will get in return:

• Private health insurance
• Performance Bonus.
• Award System.
• 27 working days holiday + Public holidays
• Opportunities for professional development.
• Professional Development (CPD) and Study Guidance programs
• Positive and hospitable work environment.
• Opportunity to work with a diverse, agile and global team.
• Exposure to all aspects of the business and cross-jurisdiction.A genuinely
• unique opportunity to be part of an expanding large global business + more

At Apex Group, we are committed to creating a diverse and inclusive workplace. In Spain, this includes our obligation under the LGD to ensure that people with disabilities are represented within our teams. If you have a recognised disability (≥33%), we welcome your application and will provide reasonable adjustments throughout the recruitment process.

Disclaimer: Unsolicited CVs sent to Apex (Talent Acquisition Team or Hiring Managers) by recruitment agencies will not be accepted for this position. Apex operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our exclusive recruitment partners.