Associate - Loan Agency

Apex Group; Madrid; Híbrido; EUR 22.000 - 30.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Private health insurance

Hybrid Working model

27 working days holiday + public hols

Professional development

Descripción de la vacante

Apex Group in Madrid is seeking an entry-level Associate to support loan transactions by maintaining records, processing payments, and monitoring key deadlines within a global, collaborative team.

Join a diverse, client-focused environment offering hybrid working, private health insurance, training programs, and opportunities to grow in syndicated loans and loan administration.

Formación

• No previous experience required, banking exposure is a plus.

Responsabilidades

• Manage and coordinate syndicated loans, project finance, bilateral loans, guarantees, bonds, and other financing.
• Learn to interpret financing agreements and identify key factors affecting management.
• Monitor borrower compliance with obligations and milestones.
• Record deals in Apex software and manage follow-up and bookkeeping.
• Calculate payments to borrowers and lenders per agreements (fees, interest, principal).
• Set interest periods and reference rates for each period.
• Issue notices to lenders and borrowers and coordinate with Loan Administration teams.
• Execute payments (drawdowns, interest, principal, fees) on due dates.
• Support Loan Administration across jurisdictions and act as product experts.
• Coordinate duties with Transaction Management Team and IT for in-house software.

Conocimientos

Loan administration

Attention to detail

Team player

English proficiency

Communication skills

Organization

Descripción del empleo

The Apex Group was established in Bermuda in 2003 and is now one of the world’s largest fund administration and middle office solutions providers.

Our business is unique in its ability to reach globally, service locally and provide cross‑jurisdictional services. With our clients at the heart of everything we do, our hard‑working team has successfully delivered on an unprecedented growth and transformation journey, and we are now represented by over circa 13,000 employees across 112 offices worldwide.Your career with us should reflect your energy and passion.

That’s why, at Apex Group, we will do more than simply ‘empower’ you. We will work to supercharge your unique skills and experience.

Take the lead and we’ll give you the support you need to be at the top of your game. And we offer you the freedom to be a positive disrupter and turn big ideas into bold, industry‑changing realities.

For our business, for clients, and for you

Role: Associate - Loan Agency

Role Location: Madrid

Department: Loan Agency - Loans Admin Team

Seniority: Entry level

Employment Type: Permanent

Role Summary

As an Associate you will help manage and support loan transactions by maintaining records, processing payments, monitoring key deadlines, and communicating with clients and lenders. This is a great opportunity for someone starting their career in finance to gain hands‑on experience, develop technical knowledge, and build a strong foundation in loan administration within a global and supportive team.

Key Responsibilities

• Management and coordination of Syndicated Loans, Project Finance, Bilateral Loans, Guarantees, Bonds, Factoring, Loan Servicing, and any other type of financing for which we can provide our services.
• Learn to understand the agreements relating to the different financing for which we provide services, and to be able to determine, over time, the most important aspects that affect our management.
• Monitor and control the periodic or one‑off compliance by the borrower of all obligations and compulsory actions and milestones set forth in the financing agreements.
• Register deals in Apex own software and manage their follow‑up, administrating and bookkeeping the transactions.
• Calculate any amounts to be paid by the borrowers and lenders in accordance with the agreements such as fees, interests, and principal repayments or redemptions.
• Setting of interest periods and reference interest rates applicable to each period.
• Management of notices or communications to be delivered to the lenders & borrowers and the different Loan Administration Departments, according to the financing agreements.
• Executing the instructions needed to make the necessary payments according to the agreement (drawdowns, interest, principal and fees payments), on each due date.
• Management of the Loan Administration in all jurisdictions in which we may provide our services, giving any additional support when needed, as product experts and Centre of Excellence.
• Coordinate the agency duties with the Transaction Management Team, providing the necessary support when required.
• Cooperate with IT team in developing in‑house software.

Skills & Experience required

• No previous experience is required, but experience in the banking sector is a plus.
• Excellent work attitude, quick and willing learner and proficient team player.
• Eagerness to pay attention to detail and going the extra mile in all aspects of the role.
• Spanish & English are a must; but other languages will be consider as a plus.
• Excellent communication skills and professionalism.
• Ability to work under pressure and to prioritize tasks accordingly.
• Ability to take initiative.
• Strong work ethic, a proactive approach and can‑do mindset.
• Willingness to learn and get relevant experience in the syndicated loans sector.

What you will get in return

• Private health insurance
• Hybrid Working model
• 27 working days holiday + Public holidays
• Opportunities for professional development.
• Professional Development (CPD) and Study Guidance programs
• Positive and hospitable work environment.
• Opportunity to work with a diverse, agile and global team.
• Exposure to all aspects of the business and cross‑jurisdiction. A genuinely unique opportunity to be part of an expanding large global business + more

At Apex Group, we are committed to creating a diverse and inclusive workplace. In Spain, this includes our obligation under the LGD to ensure that people with disabilities are represented within our teams. If you have a recognised disability (≥33%), we welcome your application and will provide reasonable adjustments throughout the recruitment process.