Analyst Compliance - GFCSU Testing & Rule Optimization

American Express; Madrid; On-site; EUR 40,000 - 60,000; Full time

Benefits offered by this job

Competitive base salary

Bonus incentives

Flexible working model

Health benefits

Job summary

American Express in Madrid seeks an Analyst of Testing Center of Excellence & Rule Optimization within GFCC. You will support transaction monitoring testing, analyze rule design and performance, and work with partner teams to improve detection capabilities across jurisdictions.

You will leverage data-driven analysis, produce reports, and contribute to process optimizations and inventory planning. The role requires 1.5+ years in Global Financial Crimes or related risk/compliance, with strong

Qualifications

• 1.5+ years in Global Financial Crimes or risk/compliance roles.
• Strong analytics to identify trends in large datasets.
• Ability to learn new systems quickly and support testing processes.
• Attention to detail in investigations and writing.

Responsibilities

• Conduct time-sensitive investigations of potential money laundering activity.
• Coordinate with GFCC colleagues for investigations and testing requests.
• Communicate findings clearly to diverse audiences.
• Identify opportunities to enhance processes and drive efficiencies.
• Support testing across multiple jurisdictions.
• Develop documentation for records and traceability.
• Provide AML testing support to wider team.

Skills

Analytics

Detail-oriented

Communication

Time management

Relationship building

Problem solving

Education

Academic background in Law, Finance

Certifications in Financial Crime / AML

Tools

Data analysis tools

Job description

Job Description

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.

Job Description

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders. Global Financial Crimes Compliance (GFCC) is an organization within Global Risk & Compliance (GRC) and is responsible for leading the enterprise-wide Anti-Money Laundering, Sanctions, and Anti Corruption compliance functions. This team has global responsibility for identifying, investigating, and reporting suspicious activity, including money laundering and terrorist financing, and provides broad analytical and operational support for the company’s enterprise-wide GFCC control framework. The newly created second line GFCC Enablement organization will lead efforts across strategic and transformational program development initiatives and projects, synchronizing the function’s ongoing operations, and will provide senior oversight of the function’s systems, data and tools. The Analyst of Testing Center of Excellence & Rule Optimization will support GFCC’s transaction monitoring testing and optimization efforts through data-driven analysis, evaluation of rule design and performance, and identification of opportunities to enhance detection capabilities and drive process improvements.

Responsibilities

• Conduct time-sensitive and thorough investigations, analyzing each instance of potential money laundering activity and/or suspicious financial activity utilizing a wide variety of research and analytical tools
• Build strong relationships with strategic partners and internal GFCC colleagues to ensure effective coordination of significant investigations and testing requests.
• Demonstrate excellent verbal and written communication skills; a keen attention to detail in writing and analysis; proven analytical and problem-solving skills; and an ability to manage multiple varied projects simultaneously
• Demonstrate creativity and a continuous improvement mindset, proactively identifying opportunities to enhance processes and drive efficiencies

Responsibilities

• Support the GFCC Enablement transaction monitoring testing team by conducting time-sensitive alert activity reviews across multiple jurisdictions and countries
• Analyze large quantities of information to validate rule design and performance, and conduct data analysis to support process optimizations and deployments plans
• Work closely with partner teams to establish test plans and discuss testing outcomes
• Recommend improvements to rule logic, parameters, and data inputs to enhance detection criteria and/or new processes
• Produce well-written reports detailing testing outcomes, defect documentation, and testing recommendations
• Contribute thought leadership and creative problem-solving to deliver process optimizations, drive impactful solutions, and support inventory needs
• Source and leverage actionable insights and user feedback to identify and inform decision-making
• Develop and maintain documentation to enable accurate and thorough records of activities, supporting accountability and traceability
• Provide AML testing support across the wider testing team as needed

Qualifications

• 1.5 + years’ experience within Global Financial Crimes (Anti-Money Laundering investigations experience preferred) or experience in other Risk & Compliance roles.
• Strong analytics skills, with the ability to analyze large and complex datasets, identify trends and anomalies, and translate findings into actionable insights and recommendations
• Strong technical aptitude and ability to quickly learn and effectively leverage new systems, analytical tools, and technologies to support testing, analysis, and process optimization.
• Demonstrate a keen attention to detail in investigation, analysis, and writing.
• Proven ability to distill complex process or technical issues into clear, simple messages for diverse audiences
• Proven ability to build and leverage relationships, strong presentation and communication skills and an ability to communicate effectively
• Proven ability to handle multiple priorities with strong attention to detail, effective time management, and the ability to meet competing deadlines.

Preferred Qualifications

• Experience in conducting Financial Crime investigations, including identifying, assessing and escalating potential financial crime risks.
• Relevant professional certifications or qualifications in Financial Crime, AML, Compliance, Risk, or related disciplines.
• Academic background in Law, Finance, Economics, Business, or a related field.

Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for these positions.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.