Analyst, Risk Governance and Frameworks

American Express; Madrid; Hybrid; EUR 55,000 - 70,000; Full time

Benefits offered by this job

Bonus incentives

Flexible working model (hybrid, onsite

Comprehensive medical benefits

Parental leave

Wellness centers

Job summary

American Express in Madrid is seeking an Analyst, Risk Governance and Frameworks to support the Spain Chief Risk Officer Team. You will help operate and improve the second line of defense governance, risk management frameworks and policy architecture for Spanish Legal Entities AEESA and AEPE.

You will collaborate with local and international stakeholders to support committee governance, risk escalation and the local implementation of enterprise risk requirements.

Qualifications

• 3-5 years of experience in risk management or a similar role.
• Strong analytical skills with a risk-reward perspective.
• Experience interacting with regulators and understanding Spain/Europe regulatory landscape.
• Ability to manage multiple priorities under pressure.

Responsibilities

• Support the maintenance and ongoing enhancement of the Risk Governance Framework and the associated second-line governance committee structure for AEESA and AEPE.
• Support the International Legal Entities (ILE) Risk Management policies and the local deployment and execution of AXP second Line frameworks.
• Support the Risk Appetite Framework and adherence to ILE Risk Appetite through challenge of Risk Appetite statements, metrics, limits and management action plans.
• Build and maintain relationships with Enterprise teams to ensure that ILE input to Enterprise risk policies and frameworks is sought and reflected.
• Contribute to ensuring that ILE frameworks and policies are embedded and adhered to and that risk is governed in accordance with the ILE Risk Governance Framework.
• Contribute to ensuring the Governance Committees are appropriately structured, staffed and operate in accordance with their Terms of Reference.
• Support effective escalation of risks to Risk Committee, Board and International Risk Management Committee, and monitor escalated risks through to appropriate resolution.
• Support the oversight of remediation of priority issues, operational risk events and regulatory action plans linked to Risk Committee escalations.

Skills

Analytical skills

Risk management

Stakeholder management

Regulatory awareness

English fluency

Education

Bachelor's degree in business, economics, engineering, or related field

FRM or CFA certifications valued

Job description

Job Description

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long‑term value creation while protecting customers and shareholders.

How will you make an impact in this role?

The Analyst, Risk Governance and Frameworks, within the Spain Chief Risk Officer Team, will support the effective operation and ongoing enhancement of the second line of defense governance structure, risk management frameworks and policy architecture for the Spanish Legal Entities (AEESA and AEPE).

The role will work closely with local and international stakeholders to support effective committee governance, risk escalation, risk appetite oversight and the local implementation of Enterprise and International Legal Entity risk management requirements.

Responsibilities

Key Responsibilities

• Support the maintenance and ongoing enhancement of the Risk Governance Framework and the associated second-line governance committee structure for AEESA and AEPE;
• Support the International Legal Entities (ILE) Risk Management policies and the local deployment and execution of AXP second Line frameworks;
• Support the Risk Appetite Framework and adherence to ILE Risk Appetite through challenge of Risk Appetite statements, metrics, limits and management action plans;
• Build and maintain relationships with Enterprise teams to ensure that ILE input to Enterprise risk policies and frameworks is sought and reflected;
• Contribute to ensuring that ILE frameworks and policies are embedded and adhered to and that risk is governed in accordance with the ILE Risk Governance Framework;
• Contribute to ensuring the Governance Committees are appropriately structured, staffed and operate in accordance with their Terms of Reference;
• Support effective escalation of risks to Risk Committee, Board and International Risk Management Committee, and monitor escalated risks through to appropriate resolution;
• Support the oversight of remediation of priority issues, operational risk events and regulatory action plans linked to Risk Committee escalations.

Qualifications

Minimum Qualifications

• 3-5 years of experience in risk management or a similar role;
• Strong analytical skills and business acumen with a risk-reward control perspective; and the ability to balance commercial objectives with sound risk management.
• Experience in interacting with regulators and familiarity with Spain and Europe’s regulatory landscape and requirements;
• Demonstrated ability to successfully manage multiple priorities under pressure;
• Fluency in English (verbal and written);
• Degree in business, economics, engineering, or a related field; professional certifications such as FRM, CFA, are valued;
• Attention to detail and written communication skills;
• Experience on administering/supporting ownership of policies is desired.

People Skills

• Excellent relationship and influencing skills with the ability to build productive relationship across teams and levels of seniority; including senior leaders and stakeholders;
• Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
• Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;
• Ability to communicate oversight findings to colleagues, business partners, and senior leaders;
• Strong verbal and written communication skills.

Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for this position.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world‑class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well‑being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

We back you with benefits that support your holistic well‑being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial‑well‑being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on‑site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.