Senior Risk Officer

InPay; København; On-site; DKK 1,400,000 - 2,000,000; Full time

Benefits offered by this job

Flexible working hours

Professional development

Health insurance

Social events

Job summary

Inpay, based in Copenhagen, seeks a seasoned CRO‑level risk leader to own senior stakeholder management on risk and translate risk into actionable decisions. You will architect our AI risk framework with governance and controls, and model risk using AI to produce early warnings for better decisions.

You will design and run business‑wide risk assessments, define KRIs, and be the CRO’s right hand while deputising on risk topics.

Qualifications

• 7 to 9 years of risk experience with banking background.
• Hands-on risk work experience, not only oversight.
• Knowledge of credit, operational, compliance, financial crime, third‑party and technology risk.
• Proven ability to model risk using AI and apply it in practice.
• Experience designing and running risk assessments with KRIs.
• Governance maturity: build, run and challenge risk committees, policies and controls.
• Deep expertise and willingness to share with senior risk leaders.
• Strong senior stakeholder skills from executive team to board.

Responsibilities

• Own senior stakeholder management on risk.
• Be the trusted risk counterpart to colleagues and the executive team.
• Translate risk into clear decisions, options and recommendations.
• Architect our AI framework for risk.
• Design and own the framework for how AI is used in risk management, with governance and controls built in.
• Model risk using AI, turning data into early warnings and better decisions.
• Run business-wide risk assessments.
• Conduct risk assessments across the whole business, covering a broad variety of risk types.
• Define, monitor and report KRIs that show where we are heading, not only where we have been.
• Be the CRO’s right hand and deputise for the Chief Risk Officer.
• Support and help running Take an active seat on the Risk Committee with proposals.
• Share know-how with the Chief Risk & Compliance Officer, bringing practical experience.

Skills

Senior stakeholder management

AI risk modeling

Governance & controls

Risk framework design

KRIs design & reporting

Cross-functional collaboration

Strong communication

Executive communication

Job description

What you will do

• Own senior stakeholder management on risk
• Be the trusted risk counterpart to your colleagues, the the executive team
• Translate risk into clear decisions, options and recommendations, not just findings
• Architect our AI framework for risk
• Design and own the framework for how AI is used in risk management, with governance and controls built in
• Model risk using AI, turning data into early warnings and better decisions
• Run business-wide risk assessments
• Conduct risk assessments across the whole business, covering a broad variety of risk types
• Define, monitor and report Key Risk Indicators (KRIs) that show where we are heading, not only where we have been
• Be the CRO’s right hand
• Deputise for and support the Chief Risk Officer on day-to-day and strategic risk topics
• Support and help running Take an active seat on the Risk Committee and bring proposals, not just problems
• Share your know-how openly with the Chief Risk & Compliance Officer, bringing practical, hands‑on experience they can learn from
• Strengthen governance maturity across the organisation

What you bring

• 7 to 9 years of experience in risk, with a banking background
• Real hands‑on experience: you have done the work, not only overseen it
• Knowledge of a wide variety of risks, such as credit, operational, compliance, financial crime, third‑party and technology risk
• Proven ability to model risk using AI and to put that into practice
• Experience designing and running business‑wide risk assessments with KRIs
• Governance maturity: you know how to build, run and challenge risk committees, policies and controls
• Deep expertise, and a genuine willingness to share it with senior risk and compliance leaders
• Strong senior stakeholder skills, from the executive team to the board

How you work

• Customer focused - You ask whether a risk decision solves a real human problem, and keep customer outcomes in view
• Decision maker - You weigh the facts, make the call and own the result
• Solution giver - You bring suggestions and solutions to every risk you raise
• Action oriented - You take initiative, and when something stalls you ask why and find a way around it
• Autonomous and a team player - You work independently, and you share credit and learning across Risk, Compliance and the business
• Knowledge sharer - You know your stuff, happily share it, and lift the standard around you

What we offer

From competitive salaries and flexible working hours, to professional development and health insurance, we strive to offer one of the best working environments around. But check out our careers page to find out even more.

At Inpay, our core values drive our success. We seek individuals who embody these values:

Customer First:You demonstrate professionalism, prioritize customer satisfaction, and deliver high-quality results.

Raise the Bar:You maintain a positive attitude, foster resilience and adaptability, and strive for continuous improvement.

Accountability:You take responsibility for tasks, show initiative in problem-solving, and meet commitments.

Fearless Innovation:You embrace a growth mindset, seek learning opportunities, and drive innovation.

Together We Can:You build positive relationships, collaborate effectively, and support team success.

Action:You are proactive, action-oriented, and committed to delivering results.

If these values resonate with you - and you’re based inCopenhagen or within commuting distance - we would love to hear from you.

What we offer: From flexible working hours to social events, professional development, and health insurance, we strive to offer one of the best working environments around.

Our smart technology, innovative products, robust compliance, and in-house experts from 45+ countries solve complex payment challenges with an industry-leading 99% transaction success rate. We are regulated by the Danish Financial Supervisory Authority.

Our headquarters are in the royal quarter of central Copenhagen

You can see a snapshot of what working life looks like here. Find out more about Inpay here.