Senior Product Manager - Regulatory Reporting

Clearwater Analytics GmbH; Frankfurt; On-site; EUR 110,000 - 160,000; Full time

Job summary

Clearwater Analytics seeks a Senior Product Manager to define and drive strategy for global insurance regulatory reporting. You will own the product roadmap across Solvency II, IFRS 17, NAIC reporting, and related frameworks, working with insurers and regulators to reduce complexity.

German and English fluency required, with location options in Frankfurt or London. The role emphasizes building SaaS/fintech products, guiding cross‑functional teams, and influencing go‑to‑market efforts across US,

Qualifications

• Bachelor’s degree in Finance, Actuarial Science, Accounting, Business, or related field.
• MBA, advanced degree, or professional designation (CPA, CFA, ACII, FCAS, FSA, or equivalent actuarial qualification) preferred.
• 7+ years of experience in insurance, financial services, or financial technology, with exposure to regulatory reporting and capital adequacy frameworks.

Responsibilities

• Define and execute the strategic roadmap for your product area, grounded in market research and client needs.
• Identify high-ROI opportunities to bring AI into regulatory reporting workflows — automation, exception management, predictive analytics.
• Own product development from concept through launch and optimisation, partnering with engineering, design, and QA.
• Define and validate requirements for new frameworks and enhancements with clients, prospects, and SMEs.
• Collaborate with Marketing to shape messaging, demos, and sales collateral; enable Sales and Client Services on new capabilities.

Skills

Product management

SaaS

Fintech

Regulatory reporting

Agile methodologies

Strategy & roadmap

German & English fluency

Education

Bachelor’s degree in Finance/Actuarial Science/Accounting/Business

MBA or professional designation (CPA/CFA/ACII/FCAS/FSA) preferred

Job description

Clearwater is looking for a Senior Product Manager to help define and drive our strategy for global insurance regulatory reporting. This is a senior, high-impact role for someone who sits at the intersection of insurance regulation, capital adequacy, and fintech - combining deep domain expertise with strong product craft to build category-defining software. You'll own the product strategy and roadmap for a key part of our insurance regulatory reporting suite, spanning frameworks including Solvency II, NAIC RBC, AM Best BCAR, IFRS 17, and NAIC statutory reporting. You'll work closely with insurers, regulators, and internal teams to reduce reporting complexity and keep clients ahead of a fast-moving regulatory landscape - with a particular focus on the EMEA market. You'll identify market opportunities, own your roadmap end to end, and support go-to-market efforts across the US, EMEA, and APAC. Please note this role requires fluency in German and English.

What you'll do

Strategy & Roadmap

• Define and execute the strategic roadmap for your product area, grounded in market research and aligned to client needs and business goals Think 2–3 years ahead on the evolution of global capital and regulatory frameworks, positioning Clearwater to lead rather than react
• Identify high-ROI opportunities to bring AI into regulatory reporting workflows — automation, exception management, predictive analytics
• Prioritise your roadmap and backlog based on business value, regulatory urgency, and strategic impact

Regulatory Expertise

• Act as a go-to expert on global insurance capital adequacy and regulatory reporting — including Solvency II (Pillar 1–3), NAIC RBC, AM Best BCAR, IFRS 17/9, LDTI, NAIC SAP, BSCR, SST, APRA, and Lloyd’s reporting
• Track emerging regulation (IAIS ICS, IFRS 17 developments, state-level US changes) and translate impact into roadmap decisions
• Build relationships with regulators, industry bodies (NAIC, EIOPA, IAIS), and key insurance clients

Delivery & Collaboration

• Own product development from concept through launch and optimisation, working closely with engineering, design, and QA
• Partner with clients, prospects, and SMEs to define and validate requirements for new frameworks and enhancements
• Work with Marketing to shape messaging, demos, sales collateral, and thought leadership
• Enable Sales, Client Services, and Operations on new capabilities and competitive positioning
• Track KPIs on adoption, usage, and regulatory coverage
• Collaborate with peer Product Managers across markets, sharing insight on roadmap priorities and regulatory developments

What We're Looking For:

• Bachelor’s degree in Finance, Actuarial Science, Accounting, Business, or a related field; MBA, advanced degree, or professional designation (CPA, CFA, ACII, FCAS, FSA, or equivalent actuarial qualification) preferred.
• 7+ years of experience in insurance, financial services, or financial technology, with significant exposure to insurance regulatory reporting and capital adequacy frameworks.
• Deep expertise in at least three of the following global capital and regulatory frameworks: Solvency II (Pillar 1–3, QRTs, ORSA), NAIC Risk-Based Capital (RBC – life, health, P&C), AM Best BCAR and rating factor analysis, IFRS 17 / IFRS 9, NAIC Statutory Accounting Principles (SAP), LDTI / ASC 944, BSCR, Swiss Solvency Test (SST), APRA insurance capital standards, or Lloyd’s reporting requirements.
• Familiarity with IAIS Insurance Capital Standard (ICS) and global convergence trends in insurance supervision is a strong plus.
• Product management experience preferred, ideally within a SaaS or fintech environment; demonstrated ability to build and scale financial technology products.
• Strong commercial acumen with prior experience creating or growing product business lines from inception is a major plus.
• Excellent communication and presentation skills; ability to translate complex regulatory requirements into clear product requirements and compelling client-facing narratives.
• Familiarity with agile or other product delivery methodologies.
• Considerable empathy and curiosity with a relentless focus on the customer.
• Willingness to travel approximately 20–25% of the time to engage with clients, regulators, and industry events globally.
• Fluency in German and English.

Location: London, UK or Frankfurt, Germany

Thank you for your interest in a career with Clearwater! Clearwater Analytics (NYSE: CWAN) is transforming investment management with the industry’s most comprehensive cloud-native platform for institutional investors across global public and private markets. While legacy systems create risk, inefficiency, and data fragmentation, Clearwater’s single-instance, multi-tenant architecture delivers real-time data and AI-driven insights throughout the investment lifecycle. The platform eliminates information silos by integrating portfolio management, trading, investment accounting, reconciliation, regulatory reporting, performance, compliance, and risk analytics in one unified system. Serving leading insurers, asset managers, hedge funds, banks, corporations, and governments, Clearwater supports over $8.8 trillion in assets globally. Learn more at www.clearwateranalytics.com.

Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single qualification. We are dedicated to building a diverse, inclusive and authentic workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with the job description, we encourage you to still apply! You may be just what we're looking for.