Personal Lines Underwriting Director – Strategy

Jobtailor; Deutschland; Remote; EUR 90.000 - 130.000; Vollzeit

Zusammenfassung

Jobtailor is seeking a Senior Portfolio Strategy Lead for Personal Lines to define and evolve risk appetite, shape a multi-product portfolio view, and drive cross-functional decisions across underwriting, pricing, and capital planning.

You will partner with Finance and Actuarial, lead scenario analysis, and present to senior leadership and the Board. The role requires strong strategic and communication skills to guide growth and risk tradeoffs.

Qualifikationen

• 7+ years of relevant work experience.
• 3+ years leading cross-functional teams.
• Strong understanding of insurance portfolio dynamics, risk appetite frameworks, and return tradeoffs.
• Ability to connect underwriting, pricing, capital, and growth strategies into a coherent portfolio view.
• Ability to challenge assumptions, influence senior leaders, and drive difficult tradeoff discussions.
• Ability to proactively anticipate market, competitive, regulatory, and climate-related portfolio shifts.
• Proven experience leading and developing high-performing strategy teams.
• Strong written and verbal communication skills; credible and persuasive with senior leaders and Boards.

Aufgaben

• Define and evolve risk appetite frameworks and portfolio KPIs.
• Develop a portfolio strategy view across products, segments, geographies, and distribution channels.
• Assess portfolio performance and identify emerging risks, exposure shifts, and opportunities.
• Lead scenario analysis and stress testing under varying market, weather, and competitive conditions.
• Partner with Actuarial and Finance on underwriting strategy, pricing adequacy, capital considerations, and financial outcomes.
• Translate portfolio insights into strategic direction for Product and Underwriting teams.
• Provide recommendations on where to grow, maintain, or pull back with rigorous analysis.
• Establish dashboards for senior leadership oversight and decision-making.
• Prepare executive- and Board-level materials on portfolio health and strategic options.
• Lead cross-functional initiatives involving rebalancing actions and growth pivots.
• Manage and develop a team of strategy professionals through coaching.

Kenntnisse

Risk Appetite Frameworks

Portfolio Strategy

Cross-Functional Leadership

Scenario Analysis

Stress Testing

Underwriting Strategy

Pricing Adequacy

Capital Considerations

Market Positioning

Data Analysis

Jobbeschreibung

• Define and evolve the Personal Lines risk appetite framework, including growth targets, profitability thresholds, volatility tolerance, and concentration limits
• Develop and maintain a portfolio strategy view across products, segments, geographies, and distribution channels
• Assess portfolio performance relative to risk appetite and strategic objectives; identify emerging risks, exposure shifts, and opportunity areas
• Lead scenario analysis and stress testing under varying market, weather, and competitive conditions
• Partner with Actuarial and Finance on underwriting strategy, pricing adequacy, capital considerations, and financial outcomes
• Translate portfolio insights into strategic direction for Product and Underwriting teams
• Provide recommendations on where to grow, maintain, or pull back, supported by rigorous analysis
• Establish portfolio KPIs and dashboards for senior leadership oversight and decision-making
• Prepare and present executive- and Board-level materials on portfolio health, tradeoffs, and strategic options
• Lead cross-functional initiatives involving rebalancing actions and growth pivots
• Manage and develop a team of strategy professionals through coaching, feedback, and career development
• Serve as a strategic thought partner to Personal Lines leadership on market positioning and enterprise risk tradeoffs, including reinsurance strategy

Requirements

• 7+ years of relevant work experience
• 3+ years of proven experience leading cross-functional teams
• Strong understanding of insurance portfolio dynamics, risk appetite frameworks, and return tradeoffs
• Ability to connect underwriting, pricing, capital, and growth strategies into a coherent portfolio view
• Comfortable interpreting complex analyses, scenarios, and tradeoffs without oversimplification
• Ability to challenge assumptions, influence senior leaders, and drive difficult tradeoff discussions
• Ability to proactively anticipate market, competitive, regulatory, and climate-related portfolio shifts
• Proven experience leading and developing high-performing strategy teams
• Strong written and verbal communication skills; credible and persuasive with senior leaders and Boards

Core Competencies

Demonstrates expertise in defining and evolving risk appetite frameworks, assessing portfolio performance, and leading cross-functional teams to drive strategic decision-making in Personal Lines insurance. Proficient in translating complex analyses into actionable insights for senior leadership and managing high-performing strategy teams.

Highest-signal resume keywords

• Risk Appetite Frameworks
• Portfolio Strategy Development
• Cross-Functional Team Leadership
• Scenario Analysis and Stress Testing
• Insurance Portfolio Dynamics

ATS Optimization Keywords

Hard Skills

• Portfolio Performance Assessment
• KPI Establishment
• Financial Analysis
• Underwriting Strategy
• Pricing Adequacy
• Capital Considerations
• Market Positioning
• Reinsurance Strategy
• Data Analysis
• Strategic Decision-Making

Soft Skills

• Strong Communication Skills
• Influencing Senior Leaders
• Coaching and Development
• Critical Thinking
• Persuasiveness

Industry Keywords

• Personal Lines Insurance
• Risk Management
• Market Analysis
• Competitive Analysis
• Regulatory Compliance
• Climate-Related Risks
• Growth Targets
• Profitability Thresholds
• Volatility Tolerance
• Concentration Limits