Merchant Onboarding Manager (m/f/d)

Unzer; Berlin; Hybrid; EUR 55,000 - 75,000; Full time

Benefits offered by this job

Hybrid work model

EU remote days (up to 15 per year)

Annual learning budget €1,000

Job summary

Unzer, a Berlin-based fintech, seeks a Merchant Onboarding Manager to improve onboarding for merchants, ensuring regulatory compliance and timely closures. You will assess risks, verify documentation, and coordinate with internal teams.

Applicants should have 1–3 years in merchant onboarding or AML/KYC roles, experience with CRM systems, and strong analytical and communication skills. The role offers hybrid work and EU-wide flexibility.

Qualifications

• Understanding of KYC/KYB/AML due diligence and regulatory requirements.
• Experience with merchant onboarding processes and risk assessments.
• Strong analytical and documentation skills.

Responsibilities

• Manage end-to-end onboarding cases for merchants across payment products.
• Perform risk assessments including sanctions, PEP, and adverse media checks.
• Execute ODD, reviews, and remediation across the merchant lifecycle.

Skills

KYC/KYB/AML

CRM platforms

Analytical thinking

Communication skills

Attention to detail

MS Office

Tools

MS Dynamics

Console

Job description

ABOUT US

Unzeris a leading European fintech company with a mission to simplify international payments for e-commerce and retail businesses. Our brand was formed from 13 companies that now contribute to building a unique product covering the entire payment flow.

At Unzer, we are driven by the belief that customers should enjoy a seamless shopping experience, no matter where they choose to shop. We are a team of over 750 experts from 50+ different nationalities, dedicated to creating a state-of-the-art unified commerce platform. Our goal is to enable businesses to delight their customers with a seamless payment experience.

Whetheryou'rea tech enthusiast, payment expert, or a dedicated support professional, we are looking for individuals who are passionate about making a difference.

Our offices: We are based across Austria, Denmark,Germanyand Luxembourg with a HQ in Berlin.

ABOUT THE TEAM

The Merchant Onboarding Manager is responsible for delivering a seamless, compliant, and customer-centric onboarding experience for both prospective and existing merchants throughout onboarding and ongoing lifecycle due diligence activities. The role ensures that merchants are onboarded efficiently while meeting all regulatory, compliance, and internal policy requirements.

What your work will look like:

• Manage assigned end-to-end onboarding cases for new and existing merchants across all supported payment products using the relevant onboarding systems.
• Perform merchant risk assessments and KYC/KYB/AML due diligence, including Sanctions-, PEP-, and Adverse Media screening, in accordance with internal and regulatory requirements.
• Execute Ongoing Due Diligence (ODD), periodic reviews, trigger event reviews and remediation activities for existing merchants throughout the customer lifecycle.
• Review and validate customer documentation, corporate ownership structures, Ultimate Beneficial Owners (UBOs), authorized signatories, contractual documentation and supporting evidence to ensure completeness and regulatory compliance.
• Monitor onboarding cases, identify missing information and proactively coordinate with merchants and internal stakeholders to drive cases to completion.
• Escalate complex or high-risk cases to Compliance, Risk or other relevant stakeholders where appropriate.
• Facilitate technical and billing onboarding by executing required activities and/or ensuring complete and accurate handover to the relevant downstream teams.
• Ensure assigned cases are completed accurately, within agreed SLAs, and in accordance with regulatory requirements and internal quality standards.
• Apply new regulatory and internal policy requirements as processes evolve.
• Maintain accurate documentation and case records in the relevant systems.
• Identify opportunities to improve operational efficiency and contribute ideas for process improvements within the team.

What you need to be successful in this role:

• 1–3 years of experience in merchant onboarding, KYC/KYB, AML/CFT, or financial services.
• Understanding of payment products and merchant acquiring processes.
• Good understanding of AML/CFT legislation, KYC/KYB/ODD requirements, including Sanctions-, PEP, and Adverse Media screening.
• Ability to analyse corporate structures, ownership chains and contractual documentation.
• Experience working with CRM and onboarding platforms (e.g., MS Dynamics, Console, or equivalent).
• Strong analytical and problem-solving skills.
• Excellent communication skills with both customers and internal stakeholders.
• High attention to detail and documentation quality.
• Proficiency in Microsoft Office applications.

What's next ?

• The interview process includes: a 30min intro call with a TA Partner, a 45-min Hiring Manager interview, a 60-min skills assessment call with the team. Please note the process might alter depending on our team’s availability.

WHAT WE OFFER

More than a workplace. A place to grow.

At Unzer, colleagues from 50+ nationalities across four countries work together to create better outcomes for our merchants. We take ownership, move with pace and keep raising the bar—as one team.

We set high expectations and give you the flexibility, learning opportunities and practical support to do your best work, grow your impact and build a sustainable career.

Flexibility that works
Combine focused time at home with connection and collaboration in the office. Our hybrid setup includes two office days per week.

Work from anywhere in the EU
Change your perspective and work from another EU country for up to 15 days per year.

Keep raising the bar
Use an annual learning budget of €1,000 for courses, conferences, certifications and other development opportunities that help you grow and increase your impact.

Support when you need it
Access confidential counselling whenever you need support with personal or professional matters.

Build your future
Look ahead with our company pension scheme and take care of your long-term financial wellbeing.

Benefits may vary by location and employment setup. Your recruiter will share the details relevant to your role.

*Unzer is an equal employment opportunities workplace, and we commit to hiring regardless of race, sex, gender identification, sexual orientation, national origin, native language, religion, age, disability, marital status, citizenship, genetic information, pregnancy, or any other characteristic protected by law. Please refrain from including your picture and age with the application.