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A leading fintech company in Berlin is seeking a Lead Java/Kotlin Software Engineer to develop secure payment solutions. Responsibilities include leading software projects, enhancing system interoperability, and promoting best practices. Ideal candidates have over 10 years in JVM development and expertise in Java, Spring, and Kotlin. Flexible hours and remote work options are available.
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Your Mission
Born in the heart of Berlin’s fintech hub, Ratepay has passionately crafted tomorrow’s payment solutions for over a decade. Today, we’re proud to be Europe’s leading white-label Buy Now, Pay Later provider. Our success comes from teamwork, openness, and continuous improvement. We value shared goals over egos, fostering a culture of courage, commitment, and warmth. Our dedicated team of 200+ professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning – delivering tailored payment solutions for businesses across Germany, Austria, Switzerland, and beyond.
As a Lead Software Engineer (m/f/d) at Ratepay, you will make a significant contribution to our shared mission of building and developing secure and simple payment solutions for the online retail market, which still continues to grow.
Due to our hybrid work model, we are looking for candidates based in or near Berlin. Visa or relocation support is not available at this time.
We’re more than just a workplace – we’re a vibrant community of innovators, collaborators, and visionaries who love what we do. Here, your career isn’t just a job. It’s an opportunity to thrive, learn, and make a difference. Benefits include:
We value our diversity and welcome everyone to our team. We embrace ownership, growth, integrity, collaboration, customer centricity and inclusion across our 200+ employees and 40+ nationalities.
Ratepay designs the future of payments. Established in 2009, we are Europe’s leading white-label Buy Now, Pay Later provider handling over 2.5M transactions per month. We operate across Germany, Austria, Switzerland and beyond, delivering direct debit, installments and prepayment options with AI-based risk management. We work with major partners and pride ourselves on teamwork, execution, and continuous improvement.
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