German Speaking Retail Banking Advisor (Hybrid)

Eco Plus Solutions AB; Flieden; Hybrid; EUR 40,000 - 60,000; Full time

Benefits offered by this job

Tariflohn plus Bonusmöglichkeiten

Flexible Arbeitszeiten

Hybrid-Option

Job summary

Eco Plus Solutions AB sucht einen erfahrenen Retail Banking Advisor / Private Client Specialist, der ein regionales Kundensegment betreut und individuell berät. Sie arbeiten beratend zu Vermögensaufbau, Altersvorsorge, Finanzierung und Versicherungen – persönlich vor Ort und digital.

Sie arbeiten autonom, nutzen moderne Tools, pflegen Kundenbeziehungen und arbeiten eng mit internen Spezialisten zusammen, um höchste Kundenzufriedenheit sicherzustellen.

Qualifications

• Abgeschlossene Berufsausbildung als Bankkaufmann/-frau (oder gleichwertig anerkannt).
• Beraterpass 3 oder Beraterpass 2 mit Erfahrung und Bereitschaft zur Aufrüstung.
• Mindestens 1 Jahr praktische Retail Advisory Erfahrung mit Portfolioverantwortung.
• Deutsch auf Mutter-/C1-Niveau; sehr gute Schreib- und Sprachkompetenz.
• Technikaffinität: MS 365, CRM-Systeme, Online-Beratungswerkzeuge.

Responsibilities

• Portfolio eigenständig verwalten, betreuen und gezielt ausbauen.
• Ganzheitliche Beratung zu Vermögensaufbau, Altersvorsorge, Finanzierung und Absicherung.
• Advisory-Termine vorbereiten und koordinieren (online + vor Ort).
• Komplexe Kundenbedürfnisse erkennen und an interne Spezialisten weiterleiten.
• Ziele: Aktivität, Qualität und Umsatz gemäß KPI erreichen.
• Vorschläge zur Optimierung interner Beratungsprozesse einbringen.

Skills

Kundenberatung

Vertriebsorientierung

Deutsch (C1)

Selbstständige Organisation

Teamfähigkeit

Education

Bankkaufmann/-frau Ausbildung

Tools

Microsoft 365

CRM-Systeme

Online-Beratungssoftwares

Job description

Location: Großenlüder, Haimbach, Hosenfeld, Flieden (Germany) - Hybrid

Department: Finance / Retail Banking

Employment Type: Full-time (preferred) or Part-time (min. 30 hrs/week) | Permanent (Unbefristet)

Compensation: €40,000 - €60,000 / year + attractive performance bonus & benefits

About the Role

Are you a passionate banking professional who loves building genuine, long-term relationships with clients? We are seeking a proactive and customer-focused Retail Banking Advisor / Private Client Specialist to manage and grow a dedicated client portfolio across our regional branches.

In this role, you will deliver comprehensive, cooperative financial advice - helping individuals achieve their goals across investments, retirement planning, financing, and insurance. Combining personal touch with digital innovation, you will enjoy significant autonomy, modern working conditions, and a collaborative team environment.

Key Responsibilities

• Portfolio Management & Growth: Independently manage, support, and strategically grow an assigned retail customer portfolio.
• Holistic Consultation: Conduct comprehensive, high-quality consultations (both in-person and digitally) tailored to client needs in wealth accumulation, pension planning, personal financing, and risk protection.
• Active Engagement: Proactively arrange and prepare advisory appointments, utilizing leads generated by our internal Customer Dialogue Center alongside your own appointment scheduling.
• Specialist Collaboration: Seamlessly identify complex client needs and refer them to internal specialists (e.g., Mortgage & Construction Financing, Private Banking, or insurance partners).
• Target & KPI Achievement: Consistently deliver on individual activity, quality, and volume-based performance targets.
• Process Improvement: Actively contribute your ideas to streamline internal advisory workflows and elevate the overall client experience.

Your Profile

Must-Haves:

• Qualifications: Completed vocational training as a Bankkaufmann / Bankkauffrau (or equivalent recognized banking qualification).
• Advisory Licenses: Possession of Beraterpass 3 (or Beraterpass 2 paired with solid advisory experience and readiness to upgrade).
• Professional Experience: Minimum 1 year of practical retail advisory experience with direct portfolio responsibility.
• Language Skills: Native or fluent German (C1 level minimum) with strong written and verbal communication skills.
• Tech Affinity: Proficient in Microsoft 365 and comfortable working with digital advisory software, modern CRM systems, and online consultation tools.

Personal & Professional Traits:

• Exceptional interpersonal skills, empathy, and a strong passion for working with people.
• High degree of self-initiative, reliability, and structured organizational skills.
• Results-driven mindset paired with a strong team spirit.

What We Offer

• Competitive Financial Package:
  • Fixed annual base salary ranging between €40,000 and €60,000 (tariff-aligned).
  • Up to 13 tariff salaries annually, plus additional performance-based bonuses (up to 1 extra monthly salary), profit sharing, and a company pension scheme (betriebliche Altersvorsorge).
• Work-Life Balance & Flexibility:
  • 30 days of paid vacation plus 2 bank holidays.
  • Flexible working hour account (Gleitzeit) with no core hours (work window: 07:00 - 20:00).
  • Hybrid Work Option: Up to 1 remote/home-office day per week.
• Modern Work Environment:
  • Individual office setup, equipped with modern hardware (laptop) for seamless digital and in-person advisory sessions.
  • Low travel requirements (occasional short trips between regional branches or seminars, reimbursed at €0.38/km).
• Culture & Development:
  • An authentic "Du" culture with flat hierarchies and approachable, dynamic leadership.
  • Structured onboarding and individual career development plans with clear progression paths and continuous training opportunities.
  • High level of personal autonomy in a stable, long-term secure organization rooted in cooperative values.