German Speaking Retail Banking Advisor (Hybrid)

Ignite; Flieden; Hybrid; EUR 40,000 - 60,000; Full time

Benefits offered by this job

Tariff-based salary

Performance bonus

Company pension

30 days vacation

Flexible hours

Hybrid work

Modern equipment

Low travel

Autonomy & development

Job summary

Ignite is seeking a Retail Banking Advisor / Private Client Specialist to manage and grow a dedicated client portfolio across regional branches in a hybrid setting in Germany. The role combines personalized financial guidance with digital tools and flexible working conditions, delivering advisory excellence.

You will handle investments, retirement planning, financing, and insurance while collaborating with specialists to meet client goals.

Qualifications

• Banking qualification: Bankkaufmann/-frau or equivalent.
• Beraterpass 3 (or Beraterpass 2 with upgrade readiness).
• Minimum 1 year of practical retail advisory experience with portfolio responsibility.
• Native or fluent German (C1) and strong communication.
• Proficiency in Microsoft 365 and digital advisory software/CRM.

Responsibilities

• Independently manage and grow an assigned retail customer portfolio.
• Provide comprehensive consultations on investments, pension planning, financing, and insurance.
• Coordinate advisory appointments using internal leads and scheduling.
• Collaborate with internal specialists for complex needs.
• Achieve activity, quality, and volume targets.
• Suggest process improvements to advisory workflows.

Skills

Banking qualification

Beraterpass 3

Retail advisory experience

German language C1

Microsoft 365

CRM software

Education

Banking apprenticeship

Tools

CRM software

Online consultation tools

Digital advisory software

Job description

Location: Großenlüder, Haimbach, Hosenfeld, Flieden (Germany) – Hybrid
Department: Finance / Retail Banking
Employment Type: Full-time (preferred) or Part-time (min. 30 hrs/week) | Permanent (Unbefristet)
Compensation: €40,000 – €60,000 / year + attractive performance bonus & benefits

About The Role

Are you a passionate banking professional who loves building genuine, long-term relationships with clients? We are seeking a proactive and customer-focused Retail Banking Advisor / Private Client Specialist to manage and grow a dedicated client portfolio across our regional branches.

In this role, you will deliver comprehensive, cooperative financial advice—helping individuals achieve their goals across investments, retirement planning, financing, and insurance. Combining personal touch with digital innovation, you will enjoy significant autonomy, modern working conditions, and a collaborative team environment.

Key Responsibilities

• Portfolio Management & Growth: Independently manage, support, and strategically grow an assigned retail customer portfolio.
• Holistic Consultation: Conduct comprehensive, high-quality consultations (both in-person and digitally) tailored to client needs in wealth accumulation, pension planning, personal financing, and risk protection.
• Active Engagement: Proactively arrange and prepare advisory appointments, utilizing leads generated by our internal Customer Dialogue Center alongside your own appointment scheduling.
• Specialist Collaboration: Seamlessly identify complex client needs and refer them to internal specialists (e.g., Mortgage & Construction Financing, Private Banking, or insurance partners).
• Target & KPI Achievement: Consistently deliver on individual activity, quality, and volume-based performance targets.
• Process Improvement: Actively contribute your ideas to streamline internal advisory workflows and elevate the overall client experience.

Your Profile

Must-Haves:

• Qualifications: Completed vocational training as a Bankkaufmann / Bankkauffrau (or equivalent recognized banking qualification).
• Advisory Licenses: Possession of Beraterpass 3 (or Beraterpass 2 paired with solid advisory experience and readiness to upgrade).
• Professional Experience: Minimum 1 year of practical retail advisory experience with direct portfolio responsibility.
• Language Skills: Native or fluent German (C1 level minimum) with strong written and verbal communication skills.
• Tech Affinity: Proficient in Microsoft 365 and comfortable working with digital advisory software, modern CRM systems, and online consultation tools.

Personal & Professional Traits:

• Exceptional interpersonal skills, empathy, and a strong passion for working with people.
• High degree of self-initiative, reliability, and structured organizational skills.
• Results-driven mindset paired with a strong team spirit.

What We Offer

• Competitive Financial Package:
  • Fixed annual base salary ranging between €40,000 and €60,000 (tariff-aligned).
  • Up to 13 tariff salaries annually, plus additional performance-based bonuses (up to 1 extra monthly salary), profit sharing, and a company pension scheme (betriebliche Altersvorsorge).
• Work-Life Balance & Flexibility:
  • 30 days of paid vacation plus 2 bank holidays.
  • Flexible working hour account (Gleitzeit) with no core hours (work window: 07:00 – 20:00).
  • Hybrid Work Option: Up to 1 remote/home-office day per week.
• Modern Work Environment:
  • Individual office setup, equipped with modern hardware (laptop) for seamless digital and in-person advisory sessions.
  • Low travel requirements (occasional short trips between regional branches or seminars, reimbursed at €0.38/km).
• Culture & Development:
  • An authentic \"Du\" culture with flat hierarchies and approachable, dynamic leadership.
  • Structured onboarding and individual career development plans with clear progression paths and continuous training opportunities.
  • High level of personal autonomy in a stable, long-term secure organization rooted in cooperative values.