Business Consultant - Financial Services (m/f/d)

EPAM Systems; Frankfurt; Híbrido; EUR 70.000 - 100.000; Tempo integral

Benefícios oferecidos por esta vaga

30 days holiday per annum

Company Pension Scheme

Learning and development opportunities

Flexible and remote working

Award-winning workplace

Resumo da vaga

EPAM Systems in Frankfurt is seeking a Business Consultant – Financial Services (m/f/d) to join our team in a hybrid mode. You will bridge business and technology teams, focusing on gathering requirements, process design and project delivery across retail banking, payments, trade finance, wealth management and capital markets.

You will analyze regulatory drivers such as MiFID II, Basel IV, PSD2/3, DORA and AML/KYC, identify improvement opportunities and support solution delivery aligned with

Qualificações

• 4–8 years of experience in business consulting or analysis in financial services.
• Solid understanding of banking, payments or capital markets processes and European regulatory frameworks (MiFID II, Basel IV, PSD2/3, DORA, AML).
• Proven capability in requirement elicitation, documentation and stakeholder engagement.
• Knowledge of generative AI concepts and use cases in regulated environments.
• Awareness of enabling technologies such as cloud and AI, with agile delivery practices.
• Strong communication, presentation and client interaction skills.
• Fluency in English and German.
• Bachelor's or Master's degree in Business Administration, Finance or related field.

Responsabilidades

• Gather, analyze and document business requirements across financial services domains.
• Collaborate with stakeholders to define processes, prioritize scope and validate business needs.
• Conduct workshops and interviews with clients to confirm requirements and expected outcomes.
• Translate business needs into functional specifications for implementation teams.
• Maintain requirement traceability throughout the delivery lifecycle.
• Support solution design, user acceptance testing and change management planning.
• Advise clients on regulatory compliance areas including MiFID II, PSD2/3, DORA, Basel IV and AML/KYC frameworks.
• Identify, assess and recommend opportunities for AI-driven business process improvements including fraud detection, credit risk scoring and regulatory reporting automation.

Formação

Business or Finance degree

Descrição da vaga

We're looking for a Business Consultant – Financial Services (m/f/d) to join our team in Frankfurt and surrounding areas, Germany in a hybrid working mode. In this role, you will act as the link between client business and technology teams, focusing on requirement gathering, process design and project delivery across retail banking, payments, trade finance, wealth management and capital markets. You will analyze current processes against key regulatory drivers such as MiFID II, Basel IV, PSD2/3, DORA and AML/KYC frameworks, identify improvement opportunities and support solution delivery aligned with client strategies. Additionally, you will assess opportunities to integrate emerging technologies – including AI-powered fraud detection, credit scoring automation and intelligent regulatory reporting – to enhance financial services processes and create measurable client value.

Responsibilities

• Gather, analyze and document business requirements across financial services domains including retail banking, payments, trade finance, lending, wealth management and AI-enabled transformation initiatives
• Collaborate with stakeholders to define processes, prioritize scope and validate business needs
• Conduct workshops and interviews with clients to confirm requirements and expected outcomes
• Translate business needs into functional specifications for implementation teams
• Maintain requirement traceability throughout the delivery lifecycle
• Support solution design, user acceptance testing and change management planning
• Advise clients on regulatory compliance areas including MiFID II, PSD2/3, DORA, Basel IV and AML/KYC frameworks
• Identify, assess and recommend opportunities for AI-driven business process improvements including fraud detection, credit risk scoring and regulatory reporting automation

Requirements

• 4–8 years of experience in business consulting or analysis within the financial services industry or consulting environment
• Solid understanding of banking, payments or capital markets processes and European regulatory frameworks (MiFID II, Basel IV, PSD2/3, DORA, AML)
• Proven capability in requirement elicitation, documentation and stakeholder engagement
• Familiarity or practical knowledge of generative AI concepts and frameworks (e.g., LLMs, prompt engineering, retrieval-augmented generation) and ability to identify business use cases within regulated environments
• Awareness of enabling technologies such as cloud and AI, combined with knowledge of agile delivery practices
• Strong communication, presentation and client interaction skills
• Fluency in English and German
• Bachelor's or Master's degree in Business Administration, Finance or related field

Nice to have

• Hands-on experience with core banking platforms (e.g., Temenos Transact, Finastra Fusion) or digital banking ecosystems
• Exposure to AI-enabled or data-driven transformation programs in regulated financial services environments
• Industry certifications such as CBAP, IIBA, PMP or financial certifications (CFA, FRM, CAMS)

We offer

• 30 days holiday per annum
• Company Pension Scheme
• Regular performance assessments
• Discount on Fitness-First Black Membership
• bitkom - Corporate Benefits
• Employee Stock Purchase Plan (ESPP) (subject to certain eligibility requirements)
• Learning and development opportunities, including in-house training and coaching, professional certifications, and courses
• Friendly and enjoyable working team
• Regular corporate and social events
• Flexible and remote working opportunities
• Award-winning workplace: Great Place To Work certified in 2026, Kununu (Top Company 2022–2026), NewWork Business Award 2025 for outstanding culture, innovation and employee satisfaction.