Credit & Middle Office - Analyst

myGwork - LGBTQ+ Business Community; Deutschland; Hybrid; EUR 52.000 - 78.000; Vollzeit

Benefits dieser Stelle

Competitive starting salary, plus Dis.

Non-contributory pension

27 days' annual leave

Core working hours

Hybrid working - office and home based

Virtual GP

Wellbeing benefits, including Mental &

Zusammenfassung

Mizuho in Germany is seeking an Analyst in Transaction Management & Control within the Credit & Middle Office. You will work closely with colleagues across CIB Banking to ensure smooth transaction analysis, execution and monitoring.

Key tasks include AML/KYC onboarding, booking loans and facilities, preparing credit applications, data upkeep and four-eye checks, plus covenant monitoring and periodic reporting. The role offers hybrid work, a competitive salary and wellbeing benefits.

Qualifikationen

• Minimum 3 A Levels or equivalent.
• Minimum 3 years' experience in a financial environment, preferably banking.
• Strong writing and communication skills.
• Basic understanding of loan and treasury products (Forex, derivatives, time deposits).
• Strong organisational and multitasking abilities.

Aufgaben

• Assist in client onboarding and periodic reviews from AML/KYC perspective.
• Book loans and treasury facilities; oversee timely execution.
• Prepare credit applications and input approved loan limits into systems.
• Update client data in bank systems (contacts, addresses, SSI).
• Perform four-eyes checks for data accuracy before execution.
• Manage primary/secondary loan closing and settlement processes.
• Monitor covenants and exposure movements; support covenant monitoring.
• Oversee outsourced onboarding reviews and covenant monitoring.
• Undertake periodic reporting and maintain policy knowledge.
• Provide general planning and administrative support to the team.
• Assist in deposit desk trade execution as back-up four-eye checker.
• Contribute to ad hoc/project work as assigned.

Kenntnisse

Communication skills

Writing skills

Organisational skills

Multitasking

Attention to detail

Ausbildung

3 A-Levels or equivalent

Degree qualified or equivalent

Jobbeschreibung

The Credit & Middle Office provides a number of credit administration support services to the banking team, including Portfolio Management, Client Onboarding, Transaction Capture, Lifecycle Monitoring, Fund Administration, Reporting and other Administrative tasks. The Analyst position in Transaction Management & Control team works closely with a number of colleagues within CIB Banking and the Corporate functions to ensure smooth transaction analysis, execution and monitoring.,

• Assist in the client onboarding / periodic reviews from an anti-money laundering / know-your-customer perspective, to include client registration and account opening.
• Undertake the booking of loans / treasury facilities requested by other Branches and overseeing the process to ensure timely execution.
• Performance of and subsequent ongoing management of all required administrative workflow streams within the team, including preparing credit applications and inputting of approved loan limits in to Mizuho's systems.
• Process client requests ensuring the bank's systems are updated in respect of static and non-static data (e.g. client contact details, address information, SSI).
• Perform "four-eye" checking of data accuracy for colleagues including loan booking systems prior to execution.
• Managing Primary and Secondary Loan Closing (Loan Settlement) process ensuring timely and accurate settlement of trades.
• Monitor Covenants by ensuring that covenant shells are created promptly and accurately in the system. Ensure limits in the systems are accurately booked and monitor exposure movements to ensure they are legitimate.
• Monitor the outsourced processes for onboarding / periodic reviews and for covenant monitoring to ensure the correct and timely input of data into those systems.
• Undertake and manage periodic reporting.
• Maintain a good knowledge of internal policies and regulations.
• General planning and administrative support to effectively organise the workload of the wider team.
• Assist in the deposit desk's trade execution including acting as a back-up "four-eye" checker to ensure the accuracy and completeness of deposit booking workflows.
• Assist in any ad hoc / project related work that may be assigned. Minimum 3 'A' Levels or equivalent
• Minimum of (3)-years' experience in a Financial environment, preferably in banking
• Strong writing and communication skills required to be able to liaise with internal stakeholders / other Departments within the Bank
• Basic understanding of loan and treasury products, i.e. Forex trades, Derivatives (Interest rate Swaps and Cross Currency Swaps) and Time Deposit
• Strong organisational skills required to be able to multitask day-to-day administrative duties across the team

Desirable

• Degree qualified or equivalent
• Experience in a middle office role within a Financial Institution

Adaptability

• A requirement to respond to changing priorities within the role
• Capacity to plan, organise and manage workloads independently
• Utilise changing systems or procedures Here at Mizuho, there are fantastic progression opportunities and clear paths to promotion. We will give you ample opportunity to affect change and to help grow our business.

In addition to the great opportunity outlined above we are also currently able to offer:

• Competitive starting salary, plus discretionary bonus
• Non-contributory pension
• 27 days' annual leave
• Core working hours
• Hybrid working - office and home based
• Virtual GP
• Wellbeing benefits, including Mental Health Allies and First Aiders
• For applicable roles only

At Mizuho, we embrace flexible ways of working when the role permits. We offer different working arrangements like part-time, job-sharing and hybrid (office and home) working. Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.