Business Consultant - Financial Services (m/f/d)

EPAM Systems; Deutschland; Hybrid; EUR 75.000 - 110.000; Vollzeit

Zusammenfassung

EPAM Systems in Frankfurt and surrounding areas is seeking a Business Consultant – Financial Services (m/f/d) to join our hybrid team. You will bridge client business and technology, shaping requirements, processes and delivery across banking, payments, and capital markets.

You bring 4–8 years in financial services consulting, strong regulatory knowledge (MiFID II, Basel IV, PSD2/3, AML/KYC), and fluent English and German. Experience with AI-enabled transformations and cloud is a plus.

Qualifikationen

• 4-8 years of experience in business consulting or analysis within financial services or consulting.
• Solid understanding of banking, payments or capital markets processes and European regulatory frameworks.
• Proven capability in requirement elicitation, documentation and stakeholder engagement.
• Familiarity with generative AI concepts and applying them in regulated environments.
• Knowledge of cloud and agile delivery practices.

Aufgaben

• Gather, analyze and document business requirements across financial services domains.
• Collaborate with stakeholders to define processes and validate needs.
• Conduct workshops and interviews to confirm requirements and outcomes.
• Translate business needs into functional specifications for implementation teams.
• Maintain requirement traceability throughout delivery lifecycle.
• Support solution design, UAT and change management planning.
• Advise clients on regulatory compliance areas including MiFID II, PSD2/3, DORA, Basel IV and AML/KYC.
• Identify opportunities for AI-driven process improvements.

Kenntnisse

Requirement elicitation

Documentation

Stakeholder engagement

Regulatory knowledge

English & German

Agile delivery

Ausbildung

Bachelor's/Master's in business/finance

Related field

Tools

Temenos Transact

Finastra Fusion

Cloud

AI concepts

Jobbeschreibung

Business Consultant - Financial Services (m/f/d)

We're looking for a Business Consultant – Financial Services (m/f/d) to join our team in Frankfurt and surrounding areas, Germany in a hybrid working mode. In this role, you will act as the link between client business and technology teams, focusing on requirement gathering, process design and project delivery across retail banking, payments, trade finance, wealth management and capital markets. You will analyze current processes against key regulatory drivers such as MiFID II, Basel IV, PSD2/3, DORA and AML/KYC frameworks, identify improvement opportunities and support solution delivery aligned with client strategies. Additionally, you will assess opportunities to integrate emerging technologies – including AI-powered fraud detection, credit scoring automation and intelligent regulatory reporting – to enhance financial services processes and create measurable client value.

Responsibilities

• Gather, analyze and document business requirements across financial services domains including retail banking, payments, trade finance, lending, wealth management and AI-enabled transformation initiatives
• Collaborate with stakeholders to define processes, prioritize scope and validate business needs
• Conduct workshops and interviews with clients to confirm requirements and expected outcomes
• Translate business needs into functional specifications for implementation teams
• Maintain requirement traceability throughout the delivery lifecycle
• Support solution design, user acceptance testing and change management planning
• Advise clients on regulatory compliance areas including MiFID II, PSD2/3, DORA, Basel IV and AML/KYC frameworks
• Identify, assess and recommend opportunities for AI-driven business process improvements including fraud detection, credit risk scoring and regulatory reporting automation

Requirements

• 4-8 years of experience in business consulting or analysis within the financial services industry or consulting environment
• Solid understanding of banking, payments or capital markets processes and European regulatory frameworks (MiFID II, Basel IV, PSD2/3, DORA, AML)
• Proven capability in requirement elicitation, documentation and stakeholder engagement
• Familiarity or practical knowledge of generative AI concepts and frameworks (e.g., LLMs, prompt engineering, retrieval-augmented generation) and ability to identify business use cases within regulated environments
• Awareness of enabling technologies such as cloud and AI, combined with knowledge of agile delivery practices
• Strong communication, presentation and client interaction skills
• Fluency in English and German
• Bachelor's or Master's degree in Business Administration, Finance or related field

Nice to have

• Hands-on experience with core banking platforms (e.g., Temenos Transact, Finastra Fusion) or digital banking ecosystems
• Exposure to AI-enabled or data-driven transformation programs in regulated financial services environments

Industry certifications

• CBAP, IIBA, PMP or financial certifications (CFA, FRM, CAMS)