Underwriter, Regional Underwriting

Definity; Winnipeg; Hybrid; CAD 51,000 - 94,000; Full time

Benefits offered by this job

Company share ownership program

Incentive Program

Pension and RRSP contributions

Volunteer days and matching donations

Tuition assistance and study time

Inclusive culture and family support

Wellness and recognition programs

Product discounts

Job summary

Definity's Economical Insurance family is seeking a Commercial Property & Casualty Underwriter in Canada. You will assess submissions, negotiate renewals, and make underwriting decisions within broker portfolios. You will build broker relationships, use systems to route transactions, and maintain profitability.

The role requires CIP/FCIP progress, and strong communication. The position offers a hybrid work model with flexibility and the chance to contribute to a leading P&C insurer.

Qualifications

• 2+ years of experience in Commercial property and casualty underwriting.
• Completion or commitment to complete the CIP/FCIP designation.
• Strong customer service orientation and excellent verbal and written communication skills.
• Proficiency with Microsoft Office in PC-oriented environments.
• Ability to analyze situations and manage multiple priorities.
• Experience in underwriting property/casualty, professional liability, or agriculture insurance is an asset.

Responsibilities

• Assess, accept, and decline new business submissions.
• Negotiate renewals and policy endorsements.
• Make underwriting and pricing decisions on individual risks and broker portfolios.
• Negotiate terms with brokers in writing, by phone, email or in person.
• Develop and maintain positive broker relations.
• Leverage tools and reports to evaluate risks and decisions.
• Coordinate with other underwriters on broker transactions spanning multiple product areas.
• Ensure adherence to service levels, productivity, and profitability targets.
• Participate in production calls and accompany brokers on field underwriting.
• Provide technical support to brokers.

Skills

Negotiation skills

Customer service

Verbal and written communication

Microsoft Office

Analytical thinking

Education

CIP/FCIP designation

Post-secondary education

Tools

Microsoft Office

Job description

Economical is part of Definity, which includes some of Canada's most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Our ambition is to be one of Canada’s leading and most innovative property and casualty insurers. We can't do that without our people, so we embrace and encourage a culture that’s collaborative, ambitious, rewarding, and empowering.

We offer a flexible, hybrid work experience where employees work from the office and virtually depending on the type of work they are doing and who they are working with. Bring your true self and be a part of our journey. It's better here.

The Opportunity

We're proud to help our customers, broker partners, employees, and communities adapt and thrive in a world of constant change. Our success in transforming into a leader in our industry is driven by a talented and engaged team with a passion for innovation and high performance.

What to Expect

• You’ll assess, accept, and decline new business submissions
• You’ll negotiate renewals and policy endorsements
• You’ll make underwriting and pricing decisions on individual risks, as well as within the context of a broker's broader portfolio of business
• You’ll negotiate the terms and conditions of risk acceptance with brokers in writing, by telephone, electronic mail or in person
• You’ll develop and maintain positive broker relations
• You’ll leverage tools, resources and reports to appropriately evaluate risks and make effective underwriting decisions
• You’ll manage multiple transactions within information system /programs, leveraging system functionalities to appropriately route and document processing of transactions
• You’ll effectively coordinate with other underwriters to manage broker transactions that span across multiple product areas (e.g., fleet, property, casualty) or risk types (small business vs. mid-market)
• You’ll manage adherence to relevant service level agreements, productivity levels, and profitability targets
• You’ll participate in production calls on brokerage offices, as required
• You’ll accompany brokers on field underwriting of accounts, as required
• You’ll provide technical support to brokers

What you Bring

• Post-secondary education and/or equivalent on the job experience in a pertinent domain
• 2+ years of experience in Commercial property and casualty underwriting
• Completion or commitment to complete the CIP/FCIP designation
• Strong customer service orientation, excellent verbal and written communication skills
• Ability to work within and adapt to PC oriented environments, including advanced knowledge of Microsoft Office
• Highly motivated and enthusiastic
• A problem solver with strong negotiating skills and proven ability to create and maintain business relationships
• Commitment to high standards of performance and goals
• Ability to analyze situations and manage multiple and changing priorities
• Experience in underwriting property/casualty, professional liability, or agriculture insurance is an asset

Salary Range: $51,300--$94,400

Actual salary for the role may vary depending on work location of the successful candidate and other factors including but not limited to, skills, education, experience, working conditions and the local labour market.

This position is being posted to fill an existing vacancy.

Interested in this role, but don’t meet every requirement?We know from experience that a candidate doesn’t need 100% of the qualifications listed to bring incredible value to our team. We're actively seeking diverse backgrounds and perspectives to help us make insurance better. At Definity, inclusion, diversity, and equity aren’t just "nice to have" - they’re essential to our success.

What’s in it for you?

• Company share ownership program
• Incentive Program - Eligible employees may participate in various incentive plans which are paid out at the discretion of the company and subject to individual and company performance.
• Pension and savings programs, with company-matched RRSP contributions
• Paid volunteer days and company matching on charitable donations
• Educational resources, tuition assistance, and paid time off to study for exams
• Focus on inclusion with employee groups, support for gender affirmation surgery, access to BIPOC counsellors, access to programs for working parents
• Wellness and recognition programs
• Discounts on products and services

Go ahead and expect a lot - you deserve it.

It's better here - but don't take our word for it. Definity was named by Great Place to Work as one of the Best Workplaces in Canada for women, for youth, and for inclusion.

Our inclusive work environment welcomes diversity and supports accessibility. If you require accommodation at any time during the recruitment process, please let us know by [e-mail].

As part of Definity’s commitment to reconciliation, we acknowledge that our work, meetings, and travel take place on the lands now known as Canada, and recognize the enduring presence, wisdom, and stewardship of the First Nations, Métis, and Inuit peoples who have long cared for these lands.

Background checks

This role requires successful clearance of background checks (including criminal checks and leadership references).