Int Underwriter, Regional Underwriting

Definity; Quebec; Hybrid; CAD 51,000 - 94,000; Full time

Benefits offered by this job

Hybrid work schedule

Company share ownership program

Pension and RRSP contributions

Paid volunteer days

Job summary

Definity, a leading Canadian property and casualty insurer, is seeking a Commercial Underwriter to manage a portfolio of submissions, underwrite renewals, and negotiate terms with brokers. You will provide risk-based decisions and build strong broker partnerships.

The role requires a university degree or college diploma, bilingual English-French communication, and 1–3 years in Commercial Lines underwriting.

Qualifications

• Underwriting experience in commercial lines.
• Proficient in English and French communication.
• Strong analytical and negotiation skills.
• Professional, calm under pressure in a busy environment.

Responsibilities

• Assess, accept, and decline new submissions.
• Re-underwrite, renewals, and endorsements.
• Negotiate terms with brokers in writing or by phone.
• Develop and maintain broker relations.
• Participate in production calls with brokerage offices.
• Provide technical support to brokers.

Skills

English/French communication

Commercial underwriting

Analytical skills

Negotiation

Customer service

Computer literacy

Team player

Education

University degree or 2-year college diploma

CIP designation (preferred)

Job description

Economical is part of Definity, which includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Our ambition is to be one of Canada’s leading and most innovative property and casualty insurers. We can’t do that without our people, so we embrace and encourage a culture that’s collaborative, ambitious, rewarding, and empowering.

We offer a flexible, hybrid work experience where employees work from the office and virtually depending on the type of work they are doing and who they are working with. Bring your true self and be a part of our journey. It’s better here.

The Opportunity

This role is responsible for managing a portfolio of commercial insurance business by assessing new submissions, underwriting renewals, and negotiating policy terms and conditions with brokers. The successful candidate will make risk-based underwriting decisions, provide technical expertise, and build strong relationships with broker partners to support profitable growth.

Key responsibilities include reviewing and evaluating commercial risks, negotiating coverage and pricing, maintaining strong broker relationships, participating in broker visits and production discussions, and providing ongoing underwriting support and guidance.

What to Expect

• You’ll assess, accept, and decline new business submissions
• You’ll re-underwrite and negotiate renewals, and policy endorsements
• You’ll negotiate the terms and conditions of risk acceptance with brokers in writing, by telephone, electronic mail or in person
• You’ll develop and maintain positive broker relations
• You’ll participate in production calls on brokerage offices, as required
• You’ll provide technical support to brokers

What you Bring

• University degree in any discipline or a 2 year diploma from a publicly recognized and funded college or a completed CIP designation
• Profession communication in both English and French, oral and written is a must
• High degree of proficiency with English required to service customers, both internal to the company and external, across Canada
• Minimum of 1-3 years of experience in Commercial Lines underwriting
• Strong analytical skills; able to quickly interpret data, information, reports - Strong customer service, verbal and written communication skills
• Strong computer literacy skills - Strong ability to influence and effectively negotiate with stakeholders
• You’re professional, friendly and courteous in all interactions, with both customers and co-workers
• You perform well in a busy environment and remains calm under pressure
• You’re a team player that is adaptable to a changing environment
• You have strong written and verbal communication skills in French and good English skills
• You have strong problem solving abilities - You have well developed analytical skills
• You can weigh many complex factors to ultimately make sound decisions, and explain your rationale
• Your work ethic drives you to take on challenges and see them through to completion
• You collaborate well will others, sharing your ideas, and listening to and integrating those of others

Salary Range: $51,300 - $94,400

High degree of proficiency with English and French required to service customers, both internal to the company and external, across Canada.

Actual salary for the role may vary depending on work location of the successful candidate and other factors including but not limited to, skills, education, experience, working conditions and the local labour market.

This position is being posted to fill an existing vacancy.

At Definity, inclusion, diversity, and equity aren’t just “nice to have” — they’re essential to our success.

We’re actively seeking diverse backgrounds and perspectives to help us make insurance better.

What’s in it for you?

• Hybrid work schedule for most roles
• Company share ownership program
• Incentive Program - Eligible employees may participate in various incentive plans which are paid out at the discretion of the company and subject to individual and company performance.
• Pension and savings programs, with company-matched RRSP contributions
• Paid volunteer days and company matching on charitable donations
• Educational resources, tuition assistance, and paid time off to study for exams
• Focus on inclusion with employee groups, support for gender affirmation surgery, access to BIPOC counsellors, access to programs for working parents
• Wellness and recognition programs
• Discounts on products and services

It’s better here — but don’t take our word for it. Definity was named by Great Place to Work as one of the Best Workplaces in Canada for women, for youth, and for inclusion.

Our inclusive work environment welcomes diversity and supports accessibility. If you require accommodation at any time during the recruitment process, please let us know by contacting [e-mail].

Background checks

This role requires successful clearance of background checks (including criminal checks and leadership references).