Int Underwriter, Regional Underwriting

Economical Insurance; Montreal; Hybrid; CAD 51,000 - 94,000; Full time

Benefits offered by this job

Hybrid work schedule

Pension and RRSP contributions

Incentive programs

Volunteer days and charitable matching

Educational resources and tuition aid

Inclusive workplace and accessibility

Job summary

Economical Insurance, part of Definity, seeks an underwriter to manage a portfolio of commercial lines, assess submissions, underwrite renewals, and negotiate terms with brokers. This role emphasizes risk-based decision making, technical guidance, and broker collaboration to drive profitable growth.

You will review risks, negotiate coverage, and support brokers with timely insights. The successful candidate will have a degree or CIP, bilingual English/French, and 1–3 years of Commercial Lines

Qualifications

• Bilingual communication in English and French, oral and written.
• 1–3 years of Commercial Lines underwriting experience.
• University degree or CIP designation or equivalent

Responsibilities

• Review and evaluate commercial risks and determine coverage.
• Negotiate pricing and terms with brokers.
• Maintain broker relationships and participate in broker visits.
• Provide ongoing underwriting support and guidance.

Skills

Commercial Lines underwriting

Bilingual English/French

Negotiation skills

Analytical thinking

Education

University degree or CIP designation

Job description

The Opportunity

This role is responsible for managing a portfolio of commercial insurance business by assessing new submissions, underwriting renewals, and negotiating policy terms and conditions with brokers. The successful candidate will make risk-based underwriting decisions, provide technical expertise, and build strong relationships with broker partners to support profitable growth.

Job Description

The Opportunity

This role is responsible for managing a portfolio of commercial insurance business by assessing new submissions, underwriting renewals, and negotiating policy terms and conditions with brokers. The successful candidate will make risk-based underwriting decisions, provide technical expertise, and build strong relationships with broker partners to support profitable growth.

Key responsibilities include reviewing and evaluating commercial risks, negotiating coverage and pricing, maintaining strong broker relationships, participating in broker visits and production discussions, and providing ongoing underwriting support and guidance.

What To Expect

• You’ll assess, accept, and decline new business submissions
• You’ll re-underwrite and negotiate renewals, and policy endorsements
• You’ll negotiate the terms and conditions of risk acceptance with brokers in writing, by telephone, electronic mail or in person
• You’ll develop and maintain positive broker relations
• You’ll participate in production calls on brokerage offices, as required
• You’ll provide technical support to brokers

What You Bring

• University degree in any discipline or a 2 year diploma from a publicly recognized and funded college or a completed CIP designation
• Profession communication in both English and French, oral and written is a must
• High degree of proficiency with English required to service customers, both internal to the company and external, across Canada
• Minimum of 1-3 years of experience in Commercial Lines underwriting
• Strong analytical skills; able to quickly interpret data, information, reports - Strong customer service, verbal and written communication skills
• Strong computer literacy skills - Strong ability to influence and effectively negotiate with stakeholders
• You’re professional, friendly and courteous in all interactions, with both customers and co-workers
• You perform well in a busy environment and remains calm under pressure
• You’re a team player that is adaptable to a changing environment
• You have strong written and verbal communication skills in French and good English skills
• You have strong problem solving abilities - You have well developed analytical skills
• You can weigh many complex factors to ultimately make sound decisions, and explain your rationale
• Your work ethic drives you to take on challenges and see them through to completion
• You collaborate well will others, sharing your ideas, and listening to and integrating those of others

Salary Range: $51,300 - $94,400

High degree of proficiency with English and French required to service customers, both internal to the company and external, across Canada.

About Us

Actual salary for the role may vary depending on work location of the successful candidate and other factors including but not limited to, skills, education, experience, working conditions and the local labour market.

This position is being posted to fill an existing vacancy.

What’s in it for you?

• Hybrid work schedule for most roles
• Company share ownership program
• Incentive Program - Eligible employees may participate in various incentive plans which are paid out at the discretion of the company and subject to individual and company performance.
• Pension and savings programs, with company-matched RRSP contributions
• Paid volunteer days and company matching on charitable donations
• Educational resources, tuition assistance, and paid time off to study for exams
• Focus on inclusion with employee groups, support for gender affirmation surgery, access to BIPOC counsellors, access to programs for working parents
• Wellness and recognition programs
• Discounts on products and services

Go ahead and expect a lot — you deserve it.

It’s better here — but don’t take our word for it. Definity was named by Great Place to Work® as one of the Best Workplaces™ in Canada for women, for youth, and for inclusion.

Our inclusive work environment welcomes diversity and supports accessibility. If you require accommodation at any time during the recruitment process, please let us know by contacting [e-mail].

As part of Definity’s commitment to reconciliation, we acknowledge that our work, meetings, and travel take place on the lands now known as Canada, and recognize the enduring presence, wisdom, and stewardship of the First Nations, Métis, and Inuit peoples who have long cared for these lands.

Background checks

This role requires successful clearance of background checks (including criminal checks and leadership references).

About The Team

Economical is part of Definity, which includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Our ambition is to be one of Canada’s leading and most innovative property and casualty insurers. We can’t do that without our people, so we embrace and encourage a culture that’s collaborative, ambitious, rewarding, and empowering.

We offer a flexible, hybrid work experience where employees work from the office and virtually depending on the type of work they are doing and who they are working with. Bring your true self and be a part of our journey. It’s better here.