Specialist, Credit Analysis

Canada Mortgage and Housing Corporation; Canada; Hybrid; CAD 87,000 - 109,000; Full time

Benefits offered by this job

Annual Paid vacation

Annual performance incentive

Comprehensive group insurance

Support for growth and training

Inclusive workplace culture

Job summary

Canada Mortgage and Housing Corporation (CMHC) is seeking a Specialist, Credit Analysis to join the Multi Unit Borrower Financial Analysis team. You will prepare credit risk assessments for applicants in Multi-Unit programs and present findings to management.

This role requires an undergraduate degree, at least five years in credit/financial analysis, and strong Excel skills with market data tools; professional designation is a plus.

Qualifications

• Undergraduate degree in business, accounting, finance, commerce or economics.
• Minimum five years’ experience in credit/financial analysis and risk management.
• Strong communication, analytical, and organizational skills.
• Proficient in MS Excel and market data systems (Bloomberg, Reuters, S&P CapitalIQ).
• Good knowledge of multi-unit underwriting operations.

Responsibilities

• Prepare credit risk assessments of applicants supporting the Multi-Unit programs.
• Review financial statements and organizational structure, calculate ratios, and present reports to management.
• Provide advice to staff on applicants' creditworthiness.
• Establish relationships with key stakeholders to understand the operating environment and inform decisions.
• Perform ad hoc financial analyses and support internal stakeholders.

Skills

Credit analysis

Financial analysis

Analytical reasoning

Written communication

MS Excel

Attention to detail

Prioritization

Education

Undergraduate degree in business / finance / economics

Professional designation: CFA/FRM/CPA (preferred)

Tools

Bloomberg

Reuters

S&P CapitalIQ

Job description

Select how often (in days) to receive an alert:

Office Location:Calgary (AB); Halifax (NS); Montreal (QC); Ottawa (ON); Toronto (ON); Vancouver (BC)

Travel Requirement:Travel not required

Language Skill Levels (Read/Write/Speak):ZZZ

Security Requirement: Reliability Status

Salary:Our salaries generally range from $86816.59to $108520.74and are based on qualifications and experience.

About CMHC

The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.

At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams.

Join us and be part of a team that's committed to making a real difference and be part of something meaningful.

What's in it for you

We've got the purpose, the people and the perks you need for a fulfilling career. Here's the comprehensive and generous benefits you get when you're a permanent employee:

• Annual Paid vacation.
• Annual individual performance incentive.
• Comprehensive group insurance plan to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment.

About the role

Join the Multi Unit Borrower Financial Analysis team , in the Specialist, Credit Analysis position.

What you'll do:

• Prepare credit risk assessments of applicants supporting the Multi-Unit programs.
• Review financial statements and organizational structure, calculate financial ratios, and prepare/present a credit risk report to management.
• Provide advice and recommendations to appropriate staff and management on applicants' creditworthiness.
• Establish and maintain meaningful relationships with key stakeholders to gain a thorough understanding of the operational environment in order to influence complex business decisions.
• Perform, document, and guide ad hoc financial analysis and provide analytical assistance to various internal stakeholders.

What you should have:

• An Undergraduate degree in a related field such as business, accounting, finance, commerce or economics.
• A minimum of five years’ experience in credit/financial analysis and risk management practices.
• Strong oral and written communication skills.
• Strong analytical reasoning, attention to detail, excellent organizational skills and the ability to prioritize and work in a multi-demand environment.
• Intermediate MS Excel skills, knowledge of market information and analysis systems (Bloomberg, Reuters, S&P Capital IQ).
• A good knowledge of multi-unit underwriting operations.

It would be great if you also had:

• A professional designation (Chartered Financial Analyst, Financial Risk Manager or Chartered Professional Accountant designation).

Posting closing date: Note, the competition will remain active until filled.

Our commitment to diversity, equity, and inclusion

We're committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.

CMHC is an inclusive workplace where diversity of thought - and of people - are recognized, valued, and considered essential to achieving our mission.

We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. Learn more about our hiring process . If you are selected for an interview or testing, please advise us if you require an accommodation.

If you applied before and you were not successful don't worry - we're always posting new positions, so don't hesitate to give it another shot. We're excited to see what you bring to the table this time around!