Senior Liability Claims Investigator & Settlements

Unica Insurance; Mississauga; Hybrid; CAD 79,000 - 112,000; Full time

Job summary

Unica Insurance is seeking a Liability Claims Adjuster to investigate, negotiate, and settle serious CGL and bodily injury claims. The role includes direct file handling and coordinating with internal and external parties to ensure proper coverage and settlement actions.

The position requires 7–10 years of experience with CGL claims and knowledge of coverage duties. Hybrid work arrangement and collaboration with a dynamic claims team are offered.

Qualifications

• Knowledge of regulatory and contractual obligations in liability claims.
• Experience with internal and external audits.
• Detail oriented and well-organized.
• Strong oral and written communication skills.
• Willingness to travel to mediations, pre-trials and trials.

Responsibilities

• Confirm valid coverage.
• Fully investigate liability losses.
• Investigate serious injuries and exposure.
• Provide instruction to internal and external vendors (Adjusters, Legal Counsel, Engineers).
• Calculate ultimate probable exposure and reserve accordingly.
• Maintain a proactive diary system for files.
• Keep files up to date with reserve worksheets, case law, medical and liability information.
• Mentor and coach junior adjusters.
• Prepare Major Loss/Reinsurance Reports and participate in Claims Committee.

Skills

Liability claims handling

CGL experience

Communication skills

Auditing experience

Regulatory knowledge

Negotiation skills

Education

University/College degree CIP designation or in progress

Tools

Microsoft Office

Claims software

Job description

Unica Insurance is seeking a Liability Claims Adjuster to investigate, negotiate, and settle serious CGL and bodily injury claims. The role includes direct file handling and coordinating with internal and external parties to ensure proper coverage and settlement actions.

The position requires 7–10 years of experience with CGL claims and knowledge of coverage duties. Hybrid work arrangement and collaboration with a dynamic claims team are offered.