Liability Claims Adjuster

Unica Insurance; Mississauga; Hybrid; CAD 79,000 - 112,000; Full time

Job summary

Unica Insurance is seeking a Liability Claims Adjuster to investigate, negotiate, and settle serious CGL and bodily injury claims. The role includes direct file handling and coordinating with internal and external parties to ensure proper coverage and settlement actions.

The position requires 7–10 years of experience with CGL claims and knowledge of coverage duties. Hybrid work arrangement and collaboration with a dynamic claims team are offered.

Qualifications

• Knowledge of regulatory and contractual obligations in liability claims.
• Experience with internal and external audits.
• Detail oriented and well-organized.
• Strong oral and written communication skills.
• Willingness to travel to mediations, pre-trials and trials.

Responsibilities

• Confirm valid coverage.
• Fully investigate liability losses.
• Investigate serious injuries and exposure.
• Provide instruction to internal and external vendors (Adjusters, Legal Counsel, Engineers).
• Calculate ultimate probable exposure and reserve accordingly.
• Maintain a proactive diary system for files.
• Keep files up to date with reserve worksheets, case law, medical and liability information.
• Mentor and coach junior adjusters.
• Prepare Major Loss/Reinsurance Reports and participate in Claims Committee.

Skills

Liability claims handling

CGL experience

Communication skills

Auditing experience

Regulatory knowledge

Negotiation skills

Education

University/College degree CIP designation or in progress

Tools

Microsoft Office

Claims software

Job description

Official Internal Job Title Liability Claims Adjuster Status: Regular Job Description: This position is responsible for investigating, negotiating and settling serious CGL and bodily injury claims. The adjuster will be responsible for direct file handling and communication with all involved parties.

Vacancy: 1 Permanent Salary range: $78,874 - $112.149/year*This represents the expected hiring range and may not represent the full pay range for the position. The salary offered may be higher than the posted range depending on several factors such as relevant skills, qualifications and experience.

Summary of Role & Responsibilities:

• Confirm valid coverage
• Fully investigate liability losses
• Fully investigate serious injuries & exposure
• Provide instruction and direction to internal and external vendors i.e.: Adjusters, Legal Counsel, Engineers
• Calculate ultimate probable exposure and reserve accordingly
• Maintain a proactive diary system to monitor files
• Ensure files are up to date with reserve worksheet, case law, medical and liability information
• Mentor and coach junior adjusters
• Prepare Major Loss/Reinsurance Reports and participate in Claims Committee process
• Comply with service standards as outlined in Best Practices
• Actively participate in settlement initiatives along with both private and mandatory mediations

Necessary Knowledge, Skills and Attributes:

• Knowledge of regulatory and contractual obligations, medical terminology, vocational rehabilitation concepts and dispute resolution practice
• Experience with internal and external audits
• Detail oriented and well-organized individual
• Strong oral and written communication skills
• Travel to mediations/pre-trials/trials is required
• Superb interpersonal skills and leadership qualities/potential
• Work well individually or as a part of a team
• Computer literacy with strong working knowledge of Microsoft programs

Education and Experience:

• 7-10 years of experience adjusting CGL & BI claims
• CGL experience must include a strong background in coverage (duty to defend vs. indemnify), product liability, occupier’s liability, and environmental losses
• Experience in Municipality losses and construction wrap up an asset
• University or College Degree CIP designation or working towards one

#LI-ENG #LI-Hybrid L'Unique and Unica are equal opportunity employers, so we encourage all Women, persons with disabilities, Indigenous people as well as visible and ethnic minorities to apply.

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Unica is a subsidiary of Beneva, one of the largest property & casualty insurers in Canada. Our products are delivered exclusively through a network of select professional insurance brokers across Quebec and Ontario. For more information, visit unicainsurance.com or follow us on LinkedIn.