Senior Business Credit Risk Management Advisor

Desjardins; Toronto; On-site; CAD 70,000 - 100,000; Full time

Job summary

An established industry player is seeking a Senior Business Credit Risk Management Advisor to join their team. This role involves analyzing and developing strategies for assessing credit risks, particularly in the agri-food and agricultural sectors. You will advise clients on strategic initiatives, monitor market trends, and ensure compliance with credit risk governance. With a focus on operational efficiency, this position offers a competitive salary, flexible vacation, and a defined benefit pension plan. If you are a motivated professional with a strong background in financing and risk management, this opportunity is perfect for you.

Benefits

Competitive salary and annual bonus

4 weeks of flexible vacation

Defined benefit pension plan

Group insurance including telemedicine

Reimbursement of health and wellness expenses

Telework equipment reimbursement

Qualifications

• 6+ years of experience in financing and credit risk management.
• Proficient in data analysis and understanding of agricultural sectors.

Responsibilities

• Advise clients on strategic projects and monitor market trends.
• Develop frameworks to support credit risk management activities.

Skills

Business Financing

Credit Risk Assessment

Data Analysis

Interpersonal Skills

Strategic Mindset

Education

Bachelor’s degree in Finance

Bachelor’s degree in Economics

Bachelor’s degree in Administration

Bachelor’s degree in Agronomy

Tools

Microsoft Office

Job description

Senior Business Credit Risk Management Advisor

Join to apply for the Senior Business Credit Risk Management Advisor role at Desjardins.

Benefits

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan providing predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

Role Overview

We’re seeking a motivated individual with expertise in business financing, including experience as an account manager, analyst, credit approver, or within the agri-food or agricultural sectors. Your understanding of growth companies, medium-sized businesses, large farms, and related credit risks will be crucial. As a Senior Business Credit Risk Management Advisor, you will contribute to analyzing, researching, and developing strategies to assess costs and benefits of proposed changes, recommending best practices for risk management, model adjustments, and operational efficiency.

Key Responsibilities

• Advise clients and partners on strategic projects and initiatives.
• Monitor market trends and external environmental changes affecting the credit portfolio.
• Track credit risk exposure trends within the Business Services portfolio, aligned with the risk appetite framework.
• Ensure compliance with credit risk governance documents.
• Report on credit risk exposure to stakeholders.
• Develop operational frameworks supporting credit risk management activities.
• Represent your unit before committees and bodies.

Position Details

• Temporary position for 12 months.

Qualifications

• Bachelor’s degree in finance, economics, administration, agronomy, or related field.
• At least six years of relevant experience in financing and credit risk.
• Experience in financing operations, data and portfolio analysis, and sector knowledge (especially agriculture or agri-food).
• Proficiency in Microsoft Office.
• French language skills required in Quebec and Ontario.

Additional Attributes

Ambiguity tolerance, effective communication, interpersonal skills, strategic mindset, curiosity.

Inclusion & Accessibility

Desjardins values diversity, equity, and inclusion. We welcome applicants and provide accommodations to ensure accessibility during the recruitment process.

Job Family: Risk management (FG)

Unposting Date: 2025-05-15