Senior Business Credit Risk Management Advisor

Desjardins Group; Toronto; On-site; CAD 70,000 - 110,000; Full time

Job summary

An established industry player is seeking a Senior Business Credit Risk Management Advisor to enhance their credit risk strategies. In this pivotal role, you will leverage your expertise in business financing to guide clients and partners in executing strategic initiatives. Your responsibilities will include monitoring market trends, ensuring compliance with governance documents, and establishing operational frameworks for credit risk management. This position offers an exciting opportunity to contribute to a dynamic team, where your insights will help shape the future of business financing. Join a company that values diversity and inclusion, and take the next step in your career with a supportive environment that fosters growth and innovation.

Benefits

Competitive salary

Annual bonus

4 weeks of flexible vacation

Defined benefit pension plan

Group insurance including telemedicine

Reimbursement of health and wellness expenses

Telework equipment reimbursement

Qualifications

• 6+ years of experience in financing and business credit risk.
• Bachelor's degree in finance, economics, or related fields.

Responsibilities

• Advise clients on strategic projects and initiatives.
• Monitor market trends affecting the credit portfolio.
• Ensure compliance with credit risk management governance.

Skills

Business insight

Effective communication

Interpersonal skills

Strategic mindset

Ambiguity management

Education

Bachelor’s degree in finance

Bachelor’s degree in economics

Bachelor’s degree in administration

Bachelor’s degree in statistics

Tools

Microsoft Office suite

Job description

We’re looking for a motivated and enthusiastic individual with solid expertise in business financing, whether as an account manager, analyst or credit approver, or experience in the commercial or industrial sectors. If your expertise includes addressing the needs of growth companies and medium-sized businesses (real estate, banking partner, etc.) and understanding the related credit risks, then this position’s for you! As Senior Business Credit Risk Management Advisor, you contribute to analysis, research and development activities to assess the costs and benefits of proposed changes. You recommend directions and strategies to implement industry best practices for overseeing risk management, changes to risk models and operational efficiency.

More specifically, you will be required to:

• Advise clients and partners to help them position, plan, develop, execute and monitor strategic projects and initiatives under your responsibility.

• Monitor market trends and changes in the external environment that could affect the credit portfolio.

• Monitor changes and trends of credit risk exposure for the Business Services portfolio, in line with the appetite framework.

• Ensure compliance with governance documents related to credit risk management.

• Report on credit risk exposure to various contributors.

• Establish operational frameworks to support your sector’s credit risk management activities.

• Represent your unit before various bodies and committees.

What we offer*

• Competitive salary and annual bonus.

• 4 weeks of flexible vacation starting in the first year.

• Defined benefit pension plan that provides predictable, stable income throughout retirement.

• Group insurance including telemedicine.

• Reimbursement of health and wellness expenses and telework equipment.

* Benefits apply based on eligibility criteria.

What you bring to the table

• Bachelor’s degree in finance, economics, administration, statistics or a related field.

• A minimum of six years of relevant experience, including at least four years in financing and business credit risk.

• Please note that other combinations of qualifications and relevant experience may be considered.

• Experience in financing operations.

• Experience in data and portfolio analysis.

• Knowledge of French is required for positions in Quebec.

• Proficiency with Microsoft Office suite.

Ambiguity, Business insight, Communicates effectively, Interpersonal Savvy, Strategic mindset.

#LI-Hybrid

Trade Union (If applicable)

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Family

Risk management (FG)

Unposting Date

2025-03-24