Senior Analyst Special Loans

National Bank; Calgary; On-site; CAD 70,000 - 95,000; Full time

Job summary

A leading bank seeks a Senior Analyst to act as a credit expert within the Special Loans team. This role involves supporting managers on complex financial transactions, analyzing credit facilities, and negotiating agreements to assist clients in financial difficulty. The successful candidate will have a relevant degree and substantial experience in commercial credit, showcasing strong analytical and interpersonal skills. Opportunities for professional growth in risk management and commercial financing await.

Benefits

Health and wellness program

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Opportunities to get involved in community initiatives

Virtual sleep clinic

Qualifications

• 5-7 years of relevant experience.
• Experience in commercial credit.
• Ability to understand financial and legal issues related to restructuring.

Responsibilities

• Prepare and submit credit applications for complex restructuring files.
• Participate in analysis, negotiation, and implementation of credit agreements.
• Negotiate terms with clients and external advisors.

Skills

Strong interpersonal skills

Communication skills

Analytical skills

Financial analysis proficiency

Education

Bachelor’s or Master’s degree in a related field

Job description

A career as a Senior Analyst in the team of Special Loans at National Bank is to act as a credit expert. This job allows you to have a positive impact on the organization if you want to increase your knowledge in finance structuring, negotiating complex agreements, implementing innovative strategies to support clients in difficulty and understanding the legislative framework for business restructuring and insolvency.

Your role :

• Act as a credit expert to support Senior Managers who work on complex restructuring files. You will be in charge of preparing and submitting credit applications.
• Actively participate in the various stages of complex transactions : from initial communication with clients to analysis, negotiation, implementation, documentation, renewal and in certain cases, exit strategy for sizeable credit facilities in a variety of industries
• Analyze very complex, sensitive credit facilities, exercising diligence, creativity and agility in order to satisfy clients' needs as well as the Bank's risk management criteria
• Help negotiate terms and conditions with clients, external advisors and Credit.
• Take charge of special projects, as needed, under the supervision of one of the managers of the Special Loans team.
• Help develop / improve portfolio tracking and management systems
• Work with the Quality Control and Internal Audit teams to continually improve our processes.

The Special Loans team acts as a restructuring expert for large commercial accounts in a high-risk situation. The team also manages all files for businesses that are placed under the protection of The Companies' Creditors Arrangement Act (C-36) or that file a notice of intention under the Bankruptcy and Insolvency Act (BIA).

The Special Loans team is also called on to work with the various business lines as part of joint management mandates for companies that are facing financial difficulties but do not require the immediate transfer of their file. The team also works in collaboration with Treasury, National Bank Financial and Commercial Banking, including all specialized financing product teams.

This role that can help you seize multiple opportunities in both risk management and commercial financing as you will be exposed to a full range of industries and business sizes.

This position can be located in Toronto or Calgary.

Basic requirements

• Completed Bachelor’s or Master’s degree in a related field and 5-7 years of relevant experience
• Experience in commercial credit
• Strong interpersonal, communication and analytical skills, and ability to influence
• Proficiency in financial analysis
• Ability to understand the different financial and legal issues associated with a restructuring or insolvency situation

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

• Health and wellness program, including many options
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?