Financial Services Officer

Provincialcu; Wellington; On-site; CAD 53,000 - 63,000; Full time

Benefits offered by this job

Health and dental coverage

Defined Contribution Pension Plan &amp

Paid vacation and days off

Tuition reimbursement

Job summary

Provincial Credit Union is seeking a Financial Services Officer in Wellington/O'Leary, PEI. You will provide financial education, assess lending options, and help members navigate deposits and retirement planning.

You will meet with members in person or digitally, evaluate creditworthiness, and ensure compliant loan agreements. Travel between Wellington and O'Leary branches is required.

Qualifications

• Post-secondary education in business or finance or equivalent experience.
• Experience in lending, financial services, or member advisory roles.
• Strong analytical skills and attention to detail.
• Bilingual French/English is an asset.
• Ability to travel between Wellington and O'Leary branches.

Responsibilities

• Provide one-on-one financial education and advice on banking, loans, investments, and deposits.
• Meet with members in person or digitally to assess needs and guide solutions.
• Assess loan applications by analyzing creditworthiness and feasibility.
• Ensure loan agreements are complete, accurate, and compliant.
• Promote deposit products and refer to planning partners when appropriate.

Skills

Financial advice

Lending expertise

Relationship building

Bilingual (French/English)

Education

Post-secondary education in Business/Finance

Job description

Financial Services Officer
Branch Location: Wellington to O'Leary, PEI

At Provincial Credit Union, we're more than a financial institution - we're a people-first, purpose-driven organization, proudly recognized as one of Canada's Top 100 Employers for 2026. Guided by our IMPACT values, we're committed to creating an exceptional employee experience where every team member feels supported, valued, and empowered.

At Provincial Credit Union, we do more than banking - we empower our members to thrive. Our team provides trusted financial advice, education, and planning that make a real difference in our communities.As a Financial Services Officer, you'll play a key role in helping members navigate life's big financial decisions. From lending solutions to savings and retirement planning, you'll be a trusted partner in their financial journey.

In this role, you'll:

• Provide one-on-one financial education and advice to members on day to day banking, loans, investments, and deposit products.
• Meet with members (in person or digitally) to understand their needs, gather financial data, and guide them toward the best solutions.
• Assess applications by analyzing creditworthiness, determining loan feasibility, setting credit limits, and approving or declining loans within your lending authority.
• Ensure all loan agreements are complete, accurate, and compliant with policies and guidelines.
• Promote and recommend deposit products such as term deposits, RRSPs, RESPs, RRIFs, and LIFs, or refer to our Financial Planning partners when appropriate.

What You Bring

• Education: Post-secondary education in Business, Finance, or a related field (or equivalent experience).
• Experience: Previous experience in lending, financial services, or a member-focused advisory role.
• Skills & Abilities: Strong analytical skills, attention to detail, and the ability to build trust and lasting relationships with members.
• Bilingual (French/English): Fluency in both French and English is considered an asset.
• Ability to travel between Wellington and O'Leary branches as needed.

Why You'll Love It Here:

We believe our employees deserve the same outstanding care we give our members. That's why we offer:

• A People-First Culture: Join a supportive team that values collaboration, positivity, and community impact.
• Competitive Pay & Bonus Program: Market-aligned salary plus the opportunity for annual bonuses.
• Comprehensive Benefits: Health and dental coverage, sick time, and a Defined Contribution Pension Plan & Group Retirement Savings Plan with up to 9% employer contribution.
• Work-Life Balance: Three weeks' vacation, plus four personal days and two volunteer days each year.
• Career Growth: Tuition reimbursement, training opportunities, and career progression pathways.
• Extra Perks: Annual fitness and clothing allowance, reduced employee loan and mortgage rates, and no service fees on banking transactions.
• Salary Range: $53,233 - $62,628.
  

Additional Information

Bondability Requirement: Candidates must be bondable under a fidelity bond policy (includes a criminal and credit check).

Closing Date

September 27th, 2026.

Diversity & Inclusion

At Provincial Credit Union, we're committed to creating an inclusive and equitable workplace. We welcome applications from all qualified individuals, and accommodations are available throughout the recruitment process.