Financial Planning & Retirement Consultant

Co-operators; Ontario; On-site; CAD 63,000 - 106,000; Full time

Job summary

A leading Canadian financial services co-operative seeks a Financial Planning and Retirement Consultant dedicated to offering holistic financial solutions. This role involves engaging clients, conducting financial reviews, and enhancing product knowledge while contributing to the growth of investment and life product sales. Join a passionate team committed to fostering a sustainable community.

Benefits

Training and development opportunities

Community involvement opportunities

Competitive compensation package

Qualifications

• At least four years of experience in the financial services industry.
• Experience in investment and life product sales.
• In-depth knowledge of individual, life, and group wealth products.

Responsibilities

• Conduct annual reviews of financial plans and identify asset gathering opportunities.
• Generate new business by consulting with potential clients.
• Deliver educational sessions to clients on wealth management solutions.

Skills

Strong communication skills

Strategic thinking

Client-centric approach

Education

Post-secondary degree in Business or Finance

Financial Planning designation

Mutual Fund License

Life License Qualified Program (LLQP)

Job description

We are a leading Canadian financial services co-operative committed to building a sustainable and resilient society. Our team is essential to delivering on this strategy, which is why we prioritize our people by fostering a strong culture and providing development opportunities to help our team thrive and live our purpose. The best part is working with people who care passionately about you, our clients, and our communities.

Our Distribution & Sales Support team aims to maximize the success of our distribution partners and clients. Our knowledgeable and trusted team provides essential information and support services, focusing on enhancing performance and guiding professional development. We think strategically to build sales and leadership skills that enable our partners to achieve excellence.

As a Financial Planning and Retirement Consultant, you will offer holistic financial planning solutions and identify retirement income options to meet our clients' needs. You will provide expertise on wealth products and support the growth of investment and life product sales.

How you will create impact :

• Connecting with group plan members to retain group assets and proactively support their financial planning needs by consolidating financial assets into retirement plans.
• Generating new asset or premium business by consulting with potential inbound clients to provide financial planning services, including assessing their wealth management and investment options.
• Conducting annual reviews of financial plans for existing clients by providing illustrations and quotations and identifying additional asset gathering opportunities.
• Participating in the development and enhancement of wealth management products as a subject matter expert and staying informed of legislative changes and industry trends.
• Delivering educational sessions to clients to enhance their product knowledge and promote available wealth management solutions.

How you will succeed :

• You remain focused and optimistic in pursuing goals despite barriers, allocating time and resources effectively to manage your sales portfolio.
• You build plans focused on expanding market penetration and apply innovative thinking to improve operational efficiencies with a client-centric approach.
• You possess strong communication skills to influence or persuade others and facilitate mutually beneficial solutions.
• You build trusting relationships and provide guidance to support your peers' development.

To join our team :

• You have at least four years of experience in the financial services industry, with experience in investment and life product sales.
• You hold a post-secondary degree in Business or Finance.
• You have obtained a Mutual Fund License and Life License Qualified Program (LLQP).
• You possess a Financial Planning designation.
• You have in-depth knowledge of individual, life, and group wealth products and pension regulations.

What you need to know :

• You will travel occasionally.
• This role operates in a call center environment requiring high levels of audio and visual concentration for extended periods.
• Strict confidentiality is required regarding clients' medical history, financial status, and personal information.
• You will undergo a Criminal Record and Consumer History background check if selected.

What's in it for you?

• Training and development opportunities to grow your career.
• Opportunities to give back to your community.
• A competitive compensation package and benefits program.

Expected Salary Range : $63,000 to $106,000 CAD

• The salary for the successful candidate will be determined by Co-operators based on various factors, including market conditions, location, knowledge, skills, qualifications, experience, and education.

Employees may also participate in incentive programs and earn additional compensation based on individual and business performance or other metrics.