Senior Underwriter

Altis Recruitment; Ontario; Remote; CAD 70,000 - 110,000; Full time

Job summary

An established industry player is seeking a Senior Life Insurance Underwriter to evaluate complex applications and determine risk classifications. This remote position requires an experienced professional with a comprehensive understanding of individual life underwriting, including medical, financial, and lifestyle assessments. You will play a crucial role in assessing applications, determining requirements, and communicating outcomes effectively. If you have a passion for risk assessment and a strong background in underwriting, this opportunity could be your next career move.

Qualifications

• 6+ years in life insurance underwriting with strong risk assessment skills.
• Familiar with underwriting legislation across North America.

Responsibilities

• Assess new applications and determine underwriting requirements.
• Analyze profiles using APS and MIB reports for risk decisions.

Skills

Medical Risk Assessment

Financial Risk Assessment

Underwriting Procedures

Communication Skills

Education

AALU Certification

FALU / FLMI Designation

Job description

We are hiring a Senior Life Insurance Underwriter to evaluate complex applications and determine appropriate risk classifications using sound underwriting practices. This position is remote and suited for an experienced professional familiar with the full spectrum of individual life underwriting, including medical, financial, and lifestyle risk assessment.

Key Responsibilities

1. Assess new applications, reinstatements, and change requests for individual life insurance coverage.
2. Determine underwriting requirements, order additional tests and documentation as needed.
3. Analyze applicant profiles using APS, MIB reports, and related data to make accurate risk decisions.
4. Communicate outcomes to producers and internal stakeholders clearly and professionally.
5. Refer cases for reinsurance where appropriate and consult with senior underwriters or medical staff on complex cases.
6. Participate in the development and maintenance of underwriting procedures and guidelines.

Qualifications

1. Minimum 6+ years of life insurance underwriting experience.
2. Strong medical and financial risk assessment skills.
3. Experience with simplified issue and final expense products preferred.
4. Completion of AALU and working toward FALU / FLMI designation.
5. Familiarity with relevant underwriting legislation and standards across North America.