Senior Underwriter, Life & Living Benefits

Co-operators; Toronto; Remote; CAD 60,000 - 100,000; Full time

Job summary

An established industry player seeks a Senior Underwriter to join their Individual Insurance team. This role focuses on assessing risks for life and medical disability lines while collaborating with field teams to enhance products and processes. The ideal candidate will thrive in a culture of continuous improvement, demonstrating strong communication and problem-solving skills. With a commitment to sustainability and community, this position offers a unique opportunity to make a meaningful impact in the financial services sector. Embrace career growth in a supportive environment that values excellence and innovation.

Benefits

Career growth opportunities

Flexible work and paid time off

Health and wellness programs

Volunteer days

Comprehensive benefits

Qualifications

• 2-3 years of related experience in underwriting.
• Progress towards FALU or FLMI designation.

Responsibilities

• Review and analyze medical and financial information to assess risks.
• Evaluate complex applications and policy changes.

Skills

Critical thinking

Communication skills

Problem-solving

Decision-making

Education

Post-secondary education

Job description

Senior Underwriter, Life & Living Benefits

Join to apply for the Senior Underwriter, Life & Living Benefits role at Co-operators

Job Details

Company: CLIC

Department: Underwriting

Employment Type: Regular Full-Time

Work Model: Remote

Language: English required; French an asset

The Opportunity

We are a leading Canadian financial services co-operative committed to sustainability and resilience. Our team is dedicated to delivering a strong culture and development opportunities, working with passionate people who care about clients and communities.

Our Individual Insurance team provides financial security for Canadians, focusing on excellence, innovation, and sustainable practices. The Senior Underwriter assesses risks for life, critical illness, and medical disability lines, supports field teams, and contributes to product and process improvements.

Responsibilities

• Review and analyze medical, financial, and personal information to assess risks
• Evaluate complex applications and policy changes involving multiple risks
• Determine reinsurance impact and escalate cases as needed
• Make decisions according to company guidelines and standards
• Prepare electronic summaries for underwriting requirements
• Collaborate with distribution management and support training
• Assist advisors during sales periods to ensure accurate processing
• Identify when deviations from procedures are necessary

Success Factors

• Commitment to continuous improvement and exceeding client expectations
• Critical thinking and proactive problem-solving
• Strong communication skills
• Team player with knowledge sharing

Qualifications

• Post-secondary education with 2-3 years related experience
• Progress towards FALU or FLMI designation
• Decision-making, communication, and interpersonal skills
• High integrity with confidential information
• Efficient resource management and process improvement skills
• Proficiency in English; French is an asset

Additional Information

• Maintain strict confidentiality of client information

Benefits

• Career growth opportunities
• Flexible work and paid time off
• Health and wellness programs
• Volunteer days and comprehensive benefits

Job Details

• Seniority level: Mid-Senior level
• Employment type: Full-time
• Job function: Finance and Sales