Deal Speacialist

Calculated Hire; Vancouver; Presencial; CAD 90 000 - 130 000; Tempo integral

Resumo da oferta

Calculated Hire seeks a seasoned Lending Operations professional in Canada to manage loan closings, ensure flood compliance, and structure deals in LoanIQ. You will coordinate with portfolio managers, verify AML/KYC, and oversee documentation and collateral, including UCCs and real estate, while mentoring junior staff.

The role requires 5–7 years in commercial lending operations with closing experience and strong proficiency in LoanIQ, Excel, and APMS. Hybrid or on-site work in Vancouver.

Qualificações

• 5-7 years of experience in commercial lending operations with closing experience preferred.
• Experience with LoanIQ desired but not required.
• Operations experience with Dealer Floor Planning, Asset Based Lending or Equipment Finance is a plus.
• Strong knowledge of Microsoft Excel, Word, Adobe and Outlook.
• Solid knowledge of flood regulation.
• Strong analytical and problem-solving skills.
• Strong investigation and prioritization skills.
• Strong customer service and relationship management skills.
• Strong coaching, mentoring and training skills.
• Strong written and oral communication skills.
• Ability to multi-task in a fast-paced environment.

Responsabilidades

• Review legal documentation against credit approval to ensure deal terms are documented as approved.
• Structure the terms of the deal in LoanIQ, the loan system.
• Obtain closing borrowing base (if applicable), and board to loan system.
• Run Flood Determinations for any real property taken as collateral, and enforce flood regulatory requirements in
• Obtain and review internal funds flow documentation to account for funds at closing
• Verify AML KYC has been completed prior to close
• Obtain Conditions Precedent and ok to fund from Portfolio Manager
• Provide funds flow and closing package to Loan Servicing, and advise servicing on any special handling
• Track for receipt of closing documentation and ongoing borrow compliance (financials, borrowing base, etc.)
• Proactively follow up with Portfolio Managers and analysts to obtain all document exceptions and borrower compliance
• Review Borrower Compliance Certificates for pricing impact
• Update LoanIQ concurrently with revised ratio and advise Loan Servicing of pricing change
• Prepare LC Checklist and provide to Letter of Credit department. Advise LC department of any changes to pricing or terms throughout the life of the deal
• Review closing binder and/or loan documentation closing package for completeness, and track for receipt of any missing documents
• Manage deal collateral, especially margined collateral (Borrowing Base), UCC’s, Real Estate collateral & possessory
• Track for receipt of Borrowing Base & update borrowing base figures in LoanIQ)
• Track expiry of UCC’s,
• obtain approval to continue or terminate, then continue or terminate as instructed using
• CT Lien
• Understand real estate collateral. Accountable for flood insurance regulatory compliance including
• ensuring all flood due diligence is complete prior to loan closing. Ordering flood determinations, tracking flood
• determination expiry, boarding real estate collateral to LoanIQ. Understand impact of real estate on fed call code and
• proper boarding to LoanIQ
• Receive notice of approval for non-lending products and advise product booking locations of approval
• Review and approve LoanIQ & APMS transactions for junior staff and peers
• Maintain APMS system, including processing of approved Annual Reviews, Risk Rating changes, Rating Alert raise and clear, entity static credit information maintenance, create and maintain credit connections, etc.
• Monitor and action both LoanIQ and APMS exception reports on an ongoing basis
• Serve as subject matter expert in the loan closing process and LoanIQ product structuring
• Participate in audits
• Provide input on process and procedures, participate in documentation and revision of P&Ps
• Provide training and mentoring to junior staff
• Ensure timely processing of transactions to minimize risk and re-work, and to meet and exceed customer expectations

Conhecimentos

Commercial lending operations

Closing experience

LoanIQ proficiency

Deal structuring

Regulatory compliance (flood)

Excel

Analytical skills

Problem-solving

Customer relationship management

Training and mentoring

Communication skills

Multitasking

Ferramentas

LoanIQ

APMS

Microsoft Excel

Microsoft Word

Adobe

Outlook

Descrição da oferta de emprego

• Review legal documentation against credit approval to ensure deal terms are documented as approved.
• Structure the terms of the deal in LoanIQ, the loan system
• Obtain closing borrowing base (if applicable), and board to loan system
• Run Flood Determinations for any real property taken as collateral, and enforce flood regulatory requirements in
• Obtain and review internal funds flow documentation to account for funds at closing
• Verify AML KYC has been completed prior to close
• Obtain Conditions Precedent and ok to fund from Portfolio Manager
• Provide funds flow and closing package to Loan Servicing, and advise servicing on any special handling
• Track for receipt of closing documentation and ongoing borrow compliance (financials, borrowing base, etc.)
• Proactively follow up with Portfolio Managers and analysts to obtain all document exceptions and borrower compliance
• Review Borrower Compliance Certificates for pricing impact
• Update LoanIQ concurrently with revised ratio and advise Loan Servicing of pricing change
• Prepare LC Checklist and provide to Letter of Credit department. Advise LC department of any changes to pricing or terms throughout the life of the deal
• Review closing binder and/or loan documentation closing package for completeness, and track for receipt of any missing documents
• Manage deal collateral, especially margined collateral (Borrowing Base), UCC’s, Real Estate collateral & possessory
• Track for receipt of Borrowing Base & update borrowing base figures in LoanIQ)
• Track expiry of UCC’s,
• obtain approval to continue or terminate, then continue or terminate as instructed using
• CT Lien
• Understand real estate collateral. Accountable for flood insurance regulatory compliance including
• ensuring all flood due diligence is complete prior to loan closing. Ordering flood determinations, tracking flood
• determination expiry, boarding real estate collateral to LoanIQ. Understand impact of real estate on fed call code and
• proper boarding to LoanIQ
• Receive notice of approval for non-lending products and advise product booking locations of approval
• Review and approve LoanIQ & APMS transactions for junior staff and peers
• Maintain APMS system, including processing of approved Annual Reviews, Risk Rating changes, Rating Alert raise and clear, entity static credit information maintenance, create and maintain credit connections, etc.
• Monitor and action both LoanIQ and APMS exception reports on an ongoing basis
• Serve as subject matter expert in the loan closing process and LoanIQ product structuring
• Participate in audits
• Provide input on process and procedures, participate in documentation and revision of P&Ps
• Provide training and mentoring to junior staff
• Ensure timely processing of transactions to minimize risk and re-work, and to meet and exceed customer expectations

Skills/ Qualifications:

• 5-7 years’ experience in commercial lending operations with closing experience preferred
• Experience with LoanIQ desired but not required
• Operations experience with Dealer Floor Planning, Asset Based Lending or Equipment Finance is a plus
• Strong knowledge of Microsoft Excel, Word, Adobe and Outlook
• Solid knowledge of flood regulation
• Strong analytical and problem-solving skills
• Strong investigation and prioritization skills
• Strong customer service and relationship management skills
• Strong coaching, mentoring and training skills
• Strong written and oral communication skills
• Ability to multi-task in a fast-paced environment