Commercial Loans Analyst

Groupecreditagricole; Montreal (administrative region); On-site; CAD 60,000 - 90,000; Full time

Job summary

Crédit Agricole CIB is seeking a loans operations professional to support CASO CLO for the Canada and NY branches. You will administer drawdowns, rollovers, repayments, funding, and fee postings while ensuring controls and local regulatory compliance.

The role covers a variety of loan types and involves reconciliations, cash flow checks, and proactive issue resolution. You will also train junior team members, provide guidance on technical loan administration topics, and participate in system

Responsibilities

• Administer Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees and Commission posting, External payments, collection of interest, Nostro Reconciliations, general administration related to the loans portfolio managed along with undertaking adhoc queries and investigations, monitoring all associated data under responsibility of GELOP
• Validate captures, events and payments processed by other members of the team (clerks or eventually other validators)
• Mailbox management
• Actively assist in the training and development of less experienced members of the team with on-the-job training, coaching and development
• Provide guidance to other members of the team regarding technical loans administration subjects, provide regular coaching to loans administrator
• Ensure compliance with all necessary controls and procedures in respect of local regulations of branches serviced
• Responsibility to elevate any issues/problem or control gaps to their Team Leader
• Responsibility of daily controls (as a back-up of team leader when he/she is away)
• Undertake adhoc duties and project work to assist the Management team
• When necessary assist the management team in the enhancement of systems, notably Users Acceptance Tests (UAT)

Job description

CASO Commercial Loans Operations Platform is responsible for processing the Loans portfolio for NY Branch and Canada Branch activity.

The job holder will have day to day responsibility for the administration of all facilities and associated products linked with these, for some of the branches of Crédit Agricole CIB. Ensuring that all Business-As-Usual processes are undertaken in a timely and efficient manner and necessary controls are adhered to.

Different types of Loans are included:

• Bilateral Loans
• Export Finance (agent and participant)
• Syndicated Loans where the bank is agent
• Participant Loans

CASO CLO is responsible for arranging the necessary funding of these loans, initiating new drawings, handling roll over’s, repayments, pre-payments, issuance of some notices, calculation and processing of commissions in respect of the facilities administered.

Cash flows relating to movements in the loans portfolio are managed by CASO CLO and will be subject to checking and authorisation.

CASO CLO is also responsible for:

• The booking of all associated loan transactions in Back Office systems
• Reconciliation between FO and BO systems
• Booking and management/distribution of fees, commissions
• Following up all non receipts and settling claims against or for ourselves
• Reconciliation and justification of internal accounts
• Production controls

Key Responsibilities

• Administering Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees and Commission posting, External payments, collection of interest, Nostro Reconciliations, general administration related to the loans portfolio managed along with undertaking adhoc queries and investigations, monitoring all associated data under responsibility of GELOP
• Validate captures, events and payments processed by other members of the team (clerks or eventually other validators)
• Mailbox management
• Actively assist in the training and development of less experienced members of the team with on-the-job training, coaching and development
• Provide guidance to other members of the team regarding technical loans administration subjects, provide regular coaching to loans administrator
• Ensure compliance with all necessary controls and procedures in respect of local regulations of branches serviced
• Responsibility to elevate any issues/problem or control gaps to their Team Leader
• Responsibility of daily controls (as a back-up of team leader when he/she is away)
• Undertake adhoc duties and project work to assist the Management team
• When necessary assist the management team in the enhancement of systems, notably Users Acceptance Tests (UAT)